Manage your credit card and stay on top of things 24/7, wherever you are with the Vanquis app. Up to 56 days. Vanquis Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the. Vanquis customer reviews. 5 million people get the credit they deserve! To build your credit rating and be considered for credit limit increases, use your card sensibly, stay within your credit limit and pay your monthly minimum payment on time. The Onmo app has a score of 4. The Vanquis Visa Card helps people who want to build their credit rating and has already helped over 3. Receive your £25 credit. The Vanquis Classic Credit Card is a credit-builder card that can help people with bad credit to rebuild their credit rating. Vanquis will check your eligibility first with a soft credit check. Money transfer credit cards: for those who need to transfer money to their bank account. | Read 26,721-26,740 Reviews out of 31,107Do you agree with Vanquis's 4-star rating? Check out what 31,818 people have written so far, and share your own experience. 9%. | Read 27,461-27,480 Reviews out of 28,334The Vanquis Visa Card helps people who want to build their credit rating and has already helped over 3. 2. The first one is the Vanquis chrome card. 2 out of 5 on review platform Trustpilot (updated September 2023). Got 0% interest for the first 12 months and my credit score seemed to improve, since then they keep offering me the chance to increase my credit and windows for 0% balance transfers, but I think they do charge a monthly fee of around £9. I had a multi-year bond with it and it was fine, with interest paid on time evey month to my nominated account and I don't remember any hassles on maturity. 5. 9% APR (variable). This rating means the business is Standard. Download it now and take advantage of these features and more: View your PIN and card details. Purchase credit cards: for those looking to make a large purchase, such as a holiday. The Group’s credit card business has been operating since 2003 under the Vanquis brand and has been a key part of our Group since 2013. | Read 301-320 Reviews out of 31,125. Atom bank. Credit card companies. Along with companies like aqua and Capital One, Vanquis Bank (which issues this card) is one of the biggest names in credit-building credit cards – which are designed to help borrowers with limited or bad credit to build a positive credit history. Generally, credit card providers like Vanquis made a profit on shoppers who failed to pay off the balance on the card each month, where any outstanding balances would attract interest charges. Australia. This, alongside its hefty 34. I found the website quite old fashioned and not easy to navigate. 1001 to 5000 Employees. 0. 7 November 2022 at 5:55PM. Verify online purchases. It’s fast, secure, and fuss-free. No reviews yet. If you need local currency, it’s usually best to take this with you. 1 star. Vanquis bank is a subsidary of financial provident fund which is started in 2003. APR is dependent on the credit status of the applicant. It is quick and easy managing your Vanquis credit card with the Vanquis app. If no or poor past history, try Vanquis or Capital One first and pay off in full. Credit builder cards like the Vanquis Visa Classic are designed to help borrowers with limited or bad credit to kickstart a positive credit history. Manage your credit card and stay on top of things 24/7, wherever you are with the Vanquis app. Visit our guide to the best and worst credit card providers to read the full survey results and compare Vanquis Bank's customer score with other companies. • Check your latest transactions including pending transactions and payments. Visa Infinite cards come with a few additional perks over the. Vanquis was initially conceived as a pilot scheme, specialising in credit cards for people with poor credit histories, or no credit history, and it received approval to expand in 2004. In February, the FCA told Vanquis to give refunds to a million customers who had the Repayment Option Product (ROP) for their credit cards. Do you agree with Vanquis's 4-star rating? Check out what 26,909 people have written so far, and share your own experience. They offer loans and credit cards to over 4 million customers in the UK, have an award winning app. Read 350 customer reviews of the Vanquis Bank Credit Card & compare with other Credit Cards at Review Centre: Page 3Vanquis are offering a free £25 when you spend £1, within 30 days of signing up. 5 million people get the credit they deserve! To build your credit rating and be considered for credit limit increases, use your card sensibly, stay within your credit limit and pay your monthly minimum payment on time. Personal loans allow you to cover large costs, such as home improvement or new furniture, by spreading your. | Read 26,781-26,800 Reviews out of 27,480Do you agree with Vanquis's 4-star rating? Check out what 31,831 people have written so far, and share your own experience. Credit score: 715:T Got my first credit card in December 2011 . Vanquis will check your eligibility first with a soft credit check. It’s designed to help people improve their credit score, but also to encourage responsible borrowing and spending. Contact details like your email and at least one telephone number. Investing. 4Vanquis was set up by Provident Financial in 2003 and received authorisation from the Financial Services Authority the following year. Steps to get your free £25: Click the Vanquis referral link. This is because Vanquis agreed it had breached the Principles and so was eligible for a 30 per cent discount. | Read 7,181-7,200 Reviews out of 31,266With this credit card you could: improve your credit score if you manage your card responsibly. Valid. | Read 31,101-31,109 Reviews out of 31,109Vanquis. Representative example: When you spend £1,200 at a purchase rate of 34. Do you agree with Vanquis's 4-star rating? Check out what 26,903 people have written so far, and share your own experience. 5 million people get the credit they deserve! To build your credit rating and be considered for credit limit increases, use your card sensibly, stay within your credit limit and pay your monthly minimum payment on time. 5 million people get the credit they deserve! To build your credit rating and be considered for credit limit increases, use your card sensibly, stay within your credit limit and pay your monthly minimum payment on time. Prevent unauthorised purchases by informing Vanquis that your credit card is lost or stolen. Vanquis Bank achieved a customer score of 66% in our latest credit card satisfaction survey, coming joint 25th out of 29 providers, alongside Co-operative Bank. View your remaining balance Check your available spending money. Our app also makes it easy to track your spending to help you stay within your limit. I had a multi-year bond with it and it was fine, with interest paid on time evey month to my nominated account and I don't remember any hassles on maturity. £3). To activate your card download the Vanquis Bank App. There are no annual fees for the Vanquis credit card. What is the highest credit limit with Vanquis? In addition to its credit card, Vanquis offers. Find out nearly the features in an Vanquis loan. You can’t raise a chargeback claim with us if you’ve. The first credit card is the Vanquis card, with APR ranging from 39. Do you agree with Vanquis's TrustScore? Voice your opinion today and hear what 25,694 customers have already said. Vanquis Bank is focused on providing credit cards to customers who have poor or limited credit history, to allow them to build their credit score back up. | Read 24,741-24,760 Reviews out of 31,399Do you agree with Vanquis's 4-star rating? Check out what 31,807 people have written so far, and share your own experience. Vanquis Banking Group meets the needs of its customers through three products: credit cards, vehicle finance and unsecured personal loans. Vanquis 24/7 Self-Service Line. | Read 9,001-9,020 Reviews out of 26,648It's a shame we can't give a no star rating for these things because Vanquis don't even deserve a 1 star !! Ok i landed myself with a Vanquis credit card because i wanted to buy a car on finance and i needed the credit rating. 1. The interest rate on this part of your balance will be 12. 4. Date of experience: 16 September 2023. 5%. It has two credit card products, both licensed by VISA. Thanks! Dont know about Vanquis specifically, but my wife got Aqua CC for credit building and was given £500 limit. K that offers credit cards to people who have poor or limited credit. WARNING TO OTHERS - Vanquis will block your credit card for use if you write a negative review on here. As a credit-builder card, Vanquis Classic interest rates are higher-than-average, but these can be. With a Vanquis Credit Card, you could build your credit score over time if you manage your card responsibly. Its credit-building credit card, the Vanquis Classic Visa, is a good place to start for those who have no credit history or have a poor credit rating. 5% of the remainder of the balance you owe on your account as at the statement date; or. The Capital One Venture X card is Capital One’s ultra-premium credit card. manage your account 24/7 in the Vanquis app, wherever you are. The Vanquis Credit Card Review is another popular UK credit builder card. Use your card details to register, activate and start using your card. 5. Terms apply. 0 ★★★★★ Finder score Compare Representative APR 34. It offers loans and credit cards with low initial credit limits to. Review score: The Vanquis Visa Card helps people who want to build their credit rating and has already helped over 3. [2] It also offers fixed-rate and notice. Their Aquis Credit Card can be a great tool for those who are new to credit or have had some problems in the past and now want to build or rebuild their. 5 million people get the credit they deserve! To build your credit rating and be considered for credit limit increases, use your card sensibly, stay within your credit limit and pay your monthly minimum payment on time. 84% (variable) p. 9% based on your credit score. • Set up and manage Direct Debits through. Excellent service and very friendly staff when opening account. Don’t forget; we’re happy to accept applications even if you. 8 May 2009 at 12:50PM. vanquis is refunding is vanquis bank in trouble is vanquis a good credit card Cons of the Post Office Money Classic credit card. See full list on moneytothemasses. Generally, credit card providers like Vanquis made a profit on shoppers who failed to pay off the balance on the card each month, where any outstanding balances would attract interest charges. Select Region. Menu SwitchingThe Vanquis Visa Card helps people who want to build their credit rating and has already helped over 3. 4. Download it now and take advantage of these features and more: Verify online purchases. Aqua credit card review. 50) and paid the amount off in full as soon as I received my first statement. Accessible for people with less-than-perfect credit scores; No annual fee to help you save money for important things; The initial credit limit of up to £1,500 will get reviewed every 5 months, and you will get an increase;. 1. Anyone who wants to apply for a Vanquis credit card can use the ‘soft search’ service. Download the Vanquis App to quickly and easily manage your account. Representative example: When you spend £1,200 at a purchase rate of 34. Mastercard and American Express do the same. UPDATE In summer 2018 the first refunds were credited to people’s accounts. 9%. Their Aquis Credit Card can be a great tool for those who are new to credit or have had some problems in the past and now want to build or rebuild their credit rating. You can easily set up a Direct Debit on our app and choose a payment date that suits you. 5% APR (variable) Your APR and credit limit may vary based on your circumstances. One of the main things of a good company. WARNING - Vanquis will block your card for poor reviews. | Read 29,521-29,540 Reviews out of 30,178Do you agree with Vanquis's 4-star rating? Check out what 30,827 people have written so far, and share your own experience. Good for. Our helpful community of likeminded people will be happy to answer any questions that you have. Enter your details and apply for a Vanquis credit card. Wait for your card to arrive, Activate your card (using the App or by phoning Vanquis). | Read 24,801-24,820 Reviews out of 31,295A credit card for those with bad credit who want at rebuild their recognition assessment. 5 million people get the credit they deserve! To build your credit rating and be considered for credit limit increases, use your card sensibly, stay within your credit limit and pay your monthly minimum payment on time. There is a balance transfer fee of 2. It is quick and easy managing your Vanquis credit card with the Vanquis app. Vanquis is a credit card lender and a subsidiary of Provident Financial plc, a FTSE 250 company, with approximately 1. 8 stars on the App Store, based on over 148,000 reviews, and a rating of 4. Customer Service, Vanquis Visa Card, PO Box 399, Chatham ME4 4WQ. | Read 28,841-28,860 Reviews out of 31,125A credit builder card works like any other credit card but is specifically designed for people who may have trouble getting credit elsewhere. atombank. By paying on time and staying under the credit limit, a cardholder's credit rating may improve over time. Helping customers who had fallen behind with their credit card to get back on track, through, SMS, email and over the phone if required. , your representative rate is 59. 2. I waited for 1 hour and 2mins before hanging up, not good. The Vanquis Credit Card channel is brought to you by Vanquis Visa Credit Card. This discussion has been closed. | Read 24,881-24,900 Reviews out of 31,381Steps to get your free £25: Click the Vanquis referral link. As a responsible lender we want to be sure you can comfortably manage your repayments. . Do you agree with Vanquis's 4-star rating? Check out what 31,812 people have written so far, and share your own experience. The Vanquis Visa Card helps people who want to build their credit rating and has already helped over 3. Capital One Classic Credit Card. Vanquis credit cards are also helpful for cash withdrawals at many ATMs around the globe with a 3% withdrawal fee, but for using abroad 2. Great company based on their products, services and their cusomer services. Love the card design as it’s professional yet inconspicuous. However if they offer you a hundred pound credit limit they can charge you 58. Enter your details and apply for a Vanquis credit card. It offers loans and credit cards with low initial. Thank you again Vanquis for the brilliant service and trust. | Read 26,761-26,780 Reviews out of 27,498Vanquis bank is a great bank that give credit cards to those with poor or no Credit history at all. Write a review Compare Vanquis credit cards Table: sorted by. My Credit rating was not very good at the. Vanquis Banking Group plc Annual Report and Financial Statements 2022. Get £20 back in Asda Pounds when you open a new credit card by 5 December 2023, spend £50 and set up a Direct Debit in the first 60 days by 5 December 2023. Cash back rewards. It’s fast, secure, and fuss-free. 5% (variable) p. Vanquis will check your eligibility first with a soft credit check. 5 million people get the credit they deserve! To build your credit rating and be considered for credit limit increases, use your card sensibly, stay within your credit limit and pay your monthly minimum payment on time. Do you agree with Vanquis's 4-star rating? Check out what 31,628 people have written so far, and share your own experience. Change your address and contact details. If that isn't a testament to the kind of company they are, I don't know what is. Investing . 5% with a £10 a year charge, whilst the Classic and the elctron card can be between £10 and £19 a year charge. 1. Activate the card on the Vanquis app. paying off at least the minimum amount each month. 2 million customers about £169 million in refunds and a further fine of £1. It is quick and easy managing your Vanquis credit card with the Vanquis Bank App. ADVISOR. Make a purchase using the Vanquis card (I just topped up my Amazon account). Great company. This credit card has the highest credit limit among vanquish credit cards, and it has a starting credit limit of £1,200. | Read 28,041-28,060 Reviews out of 28,890Do you agree with Vanquis's 4-star rating? Check out what 28,429 people have written so far, and share your own experience. , your representative rate is 34. Enter your details and apply for a Vanquis credit card. The only exception might be if the refund effectively paid off the balance due. 5% APR (variable). Chrome Credit Card. Reviewed on: 11th January 2023. paying off at least the minimum amount each month. 34. Easy login with your personal passcode. Vanquis Banking Group meets the needs of its customers through three products: credit cards, vehicle finance and unsecured personal loans. 9% rep APR, means anyone who doesn’t clear the card each. Vanquis offers a number of cards that can be used for online shopping, dining and buying goods or services overseas. 5%. 5 million people get the credit they deserve! To build your credit rating and be considered for credit limit increases, use your card sensibly, stay within your credit limit and pay your monthly minimum payment on time. Moneybarn offers secured vehicle finance on a range of asset classes, new and used including cars, motorbikes and light commercial vehicles. 4Vanquis Bank offer one main character of credit card and it is one from the most right known ‘credit builder’ credit cards in the UK. 1 Godwin Street, Bradford, West Yorkshire BD1 2SU is a member of the Vanquis Banking Group (the Group). | Read 1,081-1,100 Reviews out of 31,345Do you agree with Vanquis's 4-star rating? Check out what 27,628 people have written so far, and share your own experience. There is no confusion reading the transaction page and you get reminders if payment is due. Learn about the into and exchange of the Vanquis Vintage to help you decide if it's the best credit-builder select by you. Vanquis Bank can be contacted at its registered office, which is at No. 7 million customers. 5 million people get the credit they deserve! To build your credit rating and be considered for credit limit increases, use your card sensibly, stay within your credit limit and pay your monthly minimum payment on time. | Read 4,021-4,040 Reviews out of 31,233The representative APR is higher than the other credit builder cards in Vanquis’ range, but it does offer a generous grace period of up to 56 days of interest-free purchases each billing cycle. 5 million people get the credit they deserve! To build your credit rating and be considered for credit limit increases, use your card sensibly, stay within your credit limit and pay your monthly minimum payment on time. Write a review. Do you agree with Vanquis's 4-star rating? Check out what 28,832 people have written so far, and share your own experience. 5 million people get the credit they deserve! To build your credit rating and be considered for credit limit increases, use your card sensibly, stay within your credit limit and pay your monthly minimum payment on time. 5% or 2% back, depending on your eligibility for the credit union's Honors Advantage program. 2. You can manage your account on the go even more quickly and easily with the Vanquis Bank App. Touch FeaturesCredit set between £250 furthermore £1,500Chance to increase credit limits up to a maximum £4,000Credit boundary proofed every 5 months£10 monthly. Vanquis is a visa credit building credit card, so it can be used to. The time it took from application to card in wallet was 5 working days. The main drawback of the Zopa credit card is the fact that it doesn’t have a 0% interest-free period. paying on time. I’m happy with my aqua card but severely disappointed by with the way I have been treated. Australia. 0/5. This morning I received my 2nd statement and was. | Read 3,841-3,860 Reviews out of 25,683Vanquis Credit Card Review | FREE £25 Sign Up BonusIn todays video I give a quick review of the #Vanquis Credit Card, from the application process to being a. This is available under Section 75 of the Consumer Credit Act. | Read 28,241-28,242 Reviews out of 28,242We may offer loans directly to eligible Vanquis credit card customers via email, SMS or through the Vanquis Bank App. Applicants with no credit history, poor credit history or are unemployed are all considered. In particular, any credit card bill payments you make through Vanquis Online Banking will be governed by the Account Terms and Conditions (see in particular paragraph 9 of your Account Terms and Conditions). MS. Applicants with no credit history, poor credit history or are unemployed are all considered. WRITE A REVIEW ★★☆☆☆ 2. A personal loan gives you flexibility to borrow a lump sum and pay it back over a fixed period with regular monthly payments. I've used the card for a number of years now. | Read 26,941-26,960 Reviews out of 27,367Download the Vanquis Bank App. Do you agree with Vanquis's 4-star rating? Check out what 30,543 people have written so far, and share your own experience. Zopa offers a travel credit card that has no fees for overseas spending, but will charge £3 each time you withdraw cash at home or abroad. uk. | Read 31,141-31,150 Reviews out of 31,150The three main credit reference agencies in the UK; Experian, Equifax and TransUnion have different credit scoring systems and spectrums. Report your card lost or stolen. Phone: 0871 770 5555. Vanquis Bank is a company in the U. Vanquis is a great credit card. Visit our Best credit card providers 2023 guide to read the full survey results and compare Aqua's customer score with other companies. | Read 30,061-30,080 Reviews out of 30,449Do you agree with Vanquis's 4-star rating? Check out what 31,756 people have written so far, and share your own experience. 9% (variable) p. | Read 26,321-26,340 Reviews out of 26,644Do you agree with Vanquis's 4-star rating? Check out what 31,507 people have written so far, and share your own experience. | Read 24,381-24,400 Reviews out of 25,684Do you agree with Vanquis's 4-star rating? Check out what 31,652 people have written so far, and share your own experience. 0. | Read 23,981-24,000 Reviews out of 30,247Do you agree with Vanquis's 4-star rating? Check out what 31,682 people have written so far, and share your own experience. As I mentioned, I have no experience with Vanquis, but I would never trust any link in an e-mail from any credit card provider or financial institution. Germany. Banking & Money; Bank; Vanquis; Overview Reviews About. 6%. It has two credit card. 4. 3% credit card may be the right choice if you’re just qualifying for a credit card but want the interest rate lower than the Vanquis. Representative APR: 23. Make payments and set up automatic payments. Initial credit limits are lower, between £150 and £1,000, with a representative APR of 29. Do you agree with Vanquis's 4-star rating? Check out what 31,537 people have written so far, and share your own experience. Do you agree with Vanquis's 4-star rating? Check out what 27,694 people have written so far, and share your own experience. Do you agree with Vanquis's 4-star rating? Check out what 30,924 people have written so far, and share your own experience. The Vanquis Credit Card is one of the first specialist credit cards available to people with poor credit ratings. Finder score. The Vanquis Visa Card helps people who want to build their credit rating and has already helped over 3. 5 million people get the credit they deserve! To build your credit rating and be considered for credit limit increases, use your card sensibly, stay within your credit limit and pay your monthly minimum payment on time. 4Perfect Credit Builder Card. First Direct credit card review. All you need to do to trigger the bonus is make any spend - a £1 Amazon top up will do. 9% based on your credit score. What happens if I go to my max credit on my credit card? You can apply for the Vanquis […] vanquis chrome credit card review what is vanquis New vanquis payment options is. The FOS is an independent body that can help settle disputes between consumers and financial service providers. Used well a credit card can be a secure and flexible way to spread costs. 9% APR (variable). The chrome credit card is a credit builder credit card which offers a high APR, low credit limit but more importantly the ability for you to build up your credit score and history. 9% (variable) p. Vanquis will check your eligibility first with a soft credit check. 99% non-sterling transaction fee will be applied. Customer reviews. provides a range of credit cards & personal loan options. Visa Infinite is the highest level of Visa-branded credit cards, above Visa Signature and Visa Traditional. The interest payment limits vary from £250 to £1,000, and the APR represents 29. VAT number 180555952. The £25 credit will then be applied to your account (usually within a few days) and you can spend that as you choose. I wrote a review complaining that they increased my interest rate twice in 2 months. products. I have an excellent credit rating, never ever missed a payment and pay my card off in full every month. Wait for your card to arrive, Activate your card (using the App or by phoning Vanquis). Do you agree with Vanquis's 4-star rating? Check out what 31,812 people have written so far, and share your own experience. Registered number 02558509 England. Vanquis's lowest-APR, credit-building card is designed to help you improve your credit rating. | Read 1,121-1,140 Reviews out of 26,653. a. App works well. The online application is very simple and quick. Vanquis Support Email. | Read 4,381-4,400 Reviews out of 25,440. Get £20 back in Asda Pounds when you open a new credit card by 5 December 2023, spend £50 and set up a Direct Debit in the first 60 days by 5 December 2023. In this review, we consider the merits of the marbles credit card, which is a credit-builder option from the same parent company as providers Aqua and Opal. Initial credit limits are lower, between £150 and £1,000, with a representative APR of 29. Interest-free each billing period. The Vanquis Visa Card helps people who want to build their credit rating and has already helped over 3. Manage your credit card and stay on top of things 24/7, wherever you are with the Vanquis app. The credit limit is subject to status and could be as low as £250. Information for shareholders. The Bank has significant excess liquidity, which is good for its. GB. They can ask for your previous address if you have moved in the last 3 years. vanquis-store. 9%, although there isn't an annual fee. Always check your credit card expiry date before you start your trip. Trajal Forumite Posts: 550. So Visa will be running a number of different cards from financial companies such as Barclays and Nationwide. Utilize the app to set up and manage direct. Vanquis will check your eligibility first with a soft credit check. | Read 6,581-6,600 Reviews out of 27,343After doing some looking online and reading some reviews, I have found that Vanquis Bank is a reputable institution. Representative example: When you spend £250 at a purchase rate of 29. This could be used at a local newsagent, or you could send £1 to a friend of family, buy a £1 amazon gift card, or send money on paypal. Vanquis Reviews 29,864 • Excellent. Update it in the Vanquis App or you can call us. S. Founded in 2003. If you fail at a lower tier you're pretty unlikely to get a higher tier. Banking & Money; Bank; Vanquis; Overview Reviews About. Capital One credit card review. 27 February 2018. It can earn 2x miles on Airbnb and Vrbo bookings, as this card earns 2x on all eligible purchases. Very efficient service. , your representative rate is 29. 5%. 9% to 59. Easy to use has its own app for download to your phone where you can view all of the transactions you have made and make quick easy payments whenever you want. 5 million people get the credit they deserve! To build your credit rating and be considered for credit limit increases, use your card sensibly, stay within your credit limit and pay your monthly minimum payment on time. Our VAT number is 180555952. Stay in control of your account with online servicing, a mobile app, SMS and email. It’s fast, secure, and fuss-free. Key FeaturesCredit border between £250 and £1,500Chance go increasing bank limited go to a maximum £4,000Credit limit reviewed every 5 months£10 monthly. You can easily set up a Direct Debit on our app and choose a payment date that suits you. This aims to help you get used to how a credit card account works. Steps to get your free £25: Click the Vanquis referral link. Up to 56 days. The Account Terms and Conditions of your Vanquis Visa® card Account will continue to apply to the use of your Vanquis Visa® card. Vanquis Banking Group, formerly Provident Financial plc, is a British bank headquartered in Bradford, England which specialises in credit cards, loans and consumer vehicle finance. Find testimonials from customers who have used our services, repaired bad credit, and are no longer refused credit. Do you agree with Vanquis's 4-star rating? Check out what 31,760 people have written so far, and share your own experience. The cash advance fee on the AIB Student Credit Card is 1. Investing . | Read 31,001-31,020 Reviews out of 31,114Do you agree with Vanquis's 4-star rating? Check out what 31,389 people have written so far, and share your own experience. Do you agree with Vanquis's 4-star rating? Check out what 27,788 people have written so far, and share your own experience. you tell us that you don’t want to use the Vanquis ‘soft credit search’ service anymore; or. | Read 25,981-26,000 Reviews out of 27,360The Vanquis Credit Builder card can be a good option for those who are worried about getting a credit card due to a poor credit history and might not be able to get one elsewhere. Enter your details and apply for a Vanquis credit card. Credit Limit. 1 Godwin Street, Bradford, West Yorkshire BD1 2SU. Representative. Banking & Lending. It’s fast, secure, and fuss-free. There is a interest free period of 56 days on purchases. a. COUNSEL. As the name suggests, "credit builders" like the Chrome card are designed to help build a. It increases your purchasing power and provides you with the required funds when needed. ADVISOR. It comes with 29. Vanquis will check your eligibility first with a soft credit check. The 4% balance transfer fee is high compared with some of its competitors. VAT number 180555952. | Read 26,561-26,580 Reviews out of 27,884Do you agree with Vanquis's 4-star rating? Check out what 31,689 people have written so far, and share your own experience. The Vanquis Visa Card helps people who want to build their credit rating and has already helped over 3. The card is only available to UK residents 18 and above, having a current bank account, not declared bankrupt in last 12 months. Read our credit card guides to help you better understand credit cards and choose a card to suit you and your needs. The Zopa Credit Card has no annual fee and a representative APR of 34. Best credit card providers. For example, the Santander All in One card offers 0. Q&A Ask a question about Vanquis Bank Credit Card.