To find out what is available for you, call 1300 STRATTON (787 288). Your e-mail address. If this loan was subject to 10 % APR with no extra fees, then the total amount repayable would be £ 12,621. Personal Loans. This car payment calculator will help you decide whether a rebate vs. Other residual / balloon amounts are available. We’re authorised representatives of Australia’s leading. stratton. ITEM 5: PROMOTION CONTESTING DATES AND TIMES. When you purchase an eligible electric vehicle, you’re eligible for a $3000 cash rebate from the government as well as stamp duty exemption. 2. interest rate while Loan 2 offers a 5. If you're wanting to compare your next car loan, well good news, we can help you do that. Total $22,500. Harmoney Unsecured Personal Loan. A strong credit history, characterized by a high credit score, timely payments, low credit utilization, and a minimal. For example, if you're a tradie and need a ute for moving your equipment from site to site, you may qualify for a chattel mortgage. Real people, real service. Have purchased two vehicles through Stratton Finance and each. Welcome to Stratton Finance, an Australian leading asset finance broker who are experts in car finance. 00. Available for Personal Use and Business Use. 1. Get Your Car. to 8. a. Get access to an. If you've never financed a caravan or are well versed in the ins and outs of caravan finance and would like a refresher, we have you covered. Calculate your Car Loan repayments in seconds. Finance Ltd will pay National Roads and Motorists’ Association Limited (ACN 000 010 506) a commission. Stratton Finance is an accredited member of the FBAA (103514), the. a. You can structure autochthonous auto bank calculation based on at interest rating, loan term (length) is weeks, monthly conversely yearning, amount borrowed (financed) and. Our Toyota car finance team are experts in arranging finance for your new or used Toyota, both at competitive rates. Car. With their stellar 7-year warranty there’s never been a better time to buy a Kia. Fixed 1 - 7 Years $10,000 - $300,000. New passenger cars. a. Whether you’re planning to buy a new car, invest in property, or simply want to gain better control over your finances, the Stratton Finance Calculator is your. Every lender may have a different definition of what a green car loan is and a vehicle's eligibility for a green car loan depends. ). You'll also see a figure for a final. Calculate your estimated annual savings and then get a no-obligation, transparent quote. Instead carconnect charge a service fee of 1% of the vehicle price. Credit for Stratton Home Loans. 40 for every $200 value or part thereof. Other options: Find out about the unique benefits of car finance from stratton. Stratton Finance Used Car Loan. Used car finance is used to help purchase a second-hand vehicle. View more brands Luxury car tax (LCT) is a tax charged on imported vehicles. D- rated vehicle. 00% per cent (that is, from $5 to $6 per $200 or part thereof) for cars valued under. Drive away from $62,058^. Customer service is paramount at Stratton Finance, and for nearly 25 years our team have never stopped striving to improve our customer. Ryan Toppin is a Senior Finance Consultant here at Stratton Finance. Unit 7 224 Main North Road, Prospect, SA, Australia 5082Stratton Finance Car Loan Calculator . more than $65,094. The Stratton Finance advantage is powered by a connected network and exclusive partners. 00 - $65,094. Use the Stratton Equities' Mortgage Calculator to calculate the payments for your investment property loan. Popular Lenders. Welcome to Stratton Finance, an Australian leading asset finance broker who are experts in car finance. To get started, use our helpful Loan Calculator or get an Online Quote in less than 60. You can structure your car loan calculation based on an interest rate, loan term (length) in weeks, months or years, amount borrowed (financed) and residual value (balloon value). Use our calculators to work out how much you can afford to spend each month on car instalments, estimate your monthly repayments, and check the purchase price you can afford to finance. Show you how much Luxury Car Tax is already included in the price of a vehicle (e. Comprehensive insurance gives you peace of mind. Stratton Finance Used Car Loan. You can structure your car loan calculation based on an interest rate, loan term (length) in weeks, months or years, amount borrowed (financed) and residual value (balloon value). Financing both New and Used, with no hidden costs and $0 deposit options, Stratton Finance offer a no fuss service which will have you travelling in your dream Caravan sooner than. With over 22 years experience, we have built an unmatched panel of finance and insurance partners which gives you access to products for your needs. Both businesses and individuals are eligible for a chattel mortgage, as long as the car is being used predominantly for business purposes. 49%. Credit Reporting Collection Statement. 00. 11%. Synchrony Car Care™ Manage all your car expenses — gas, tires, repairs and maintenance — with one card. As Australia's online car finance broker, we're geared up to help you compare and save. Car Loan Approvals in 2023: Handy Hints. New or used caravans up to 25 years. Buying a car is an exciting time, but make sure you buy smart! To discuss your finance options in more detail, or if you have any questions at all, we've got experienced consultants who can help. The average car loan term in Canada is less than 72 months, or around five years. NSW. a. Calculators Car Lease; Car Loan; Chattel Mortgage; Comparison Rate; Hire Purchase; Luxury Car Tax; Personal Loans; About About Us ; Customer Reviews;. Get a quote in 60 seconds. THE MEANING OF LUXURY CAR (CR 2012/81) WORKING OUT THE LCT ON AN. au community. a. Whether you're planning on buying a high performance coupe such as the M3, a midsize luxury car like the 5 Series, or a full-size crossover SUV like the prestigious X5; Stratton Finance can offer you a great low rate and have you in your new BMW in no time. 00. A car loan calculator can help with that by letting you estimate your loan repayments based on. 40 ÷ 60 = $552. Car Finance Get Financed For Personal Use; For Business Use; Calculators Car Loan; Personal Loan; Chattel Mortgage; Comparison Rate; New Car Finance; Used Car Finance; Car Loan Options; Secured Loans for Cars; Personal Loans for Cars; Car Lease; Green Car Loan; Compare Car Loans; Caravan Finance Get A Quote; Caravan Finance. Thinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton FinanceCalculate your Hire Purchase repayments with our Hire Purchase Calculator (CHP Calculator) for cars, and then get an online Hire Purchase (HP) Car Finance Quote! Base your calculation on an interest rate, loan term (length), amount borrowed (financed amount) and residual value (balloon value) and see payments monthly, weekly or fortnightly. 40 for every $200 value or part thereof. To get started, use our helpful Loan Calculator or get an Online Quote in minutes with no. com. Volkswagen Car Finance and Car Loans for your Volkswagen car purchase. a car you have purchased or wish to purchase). Depending on which credit reporting agency you request your score and report from, this number will fall between 0-1,000 or 0-1,200, which includes five categories you can fall within: Excellent. Get an Instant Online Car Loan Quote! Use this Car Finance Calculator to calculate monthly, fortnightly or weekly repayments on business car finance, such as Commercial Hire Purchase, Chattel Mortgage, Car Lease (Finance Lease) (excluding any GST implications) or Novated Lease (excluding any GST implications). a. Calculate your repayments for this loan. Our Subaru car finance team are experts in arranging finance for your new or used Subaru, both at competitive rates. With Novated Lease payments coming out of your pre-tax. Our Toyota car finance team are experts in arranging finance for your new or used Toyota, both at competitive rates. Calculate your estimated monthly repayment as well as total interest based on the vehicle retail price. 29% p. a. Nothing should stand between you and the open road – least of all Caravan Finance. New passenger cars. Banks will often require a deposit of around 10%. Used car finance comes in two main loan types: secured and unsecured. Adelaide RV work closely with the team at Stratton Finance to ensure that you receive the best possible repayment options, tailored to suit each individual’s needs. In order to provide this estimate, Stratton are required to make several eligibility assumptions, including full-time employment status. low-interest auto loan is best for your needs. Vehicles up to 3 years old (new and demo) Maximum loan term of 7 years. Synchrony HOME™ One card. ** Estimated monthly payment may be inaccurate without title, taxes, and fees. Features of a Personal Loan for caravans. with a comparison rate of 8. 27. ITEM 3: PROMOTER. Search. RACV Green Car Loan. Personal Loans. You can structure your Pledged Mortgage repayment calculation with a loan term (length) in years or month, amount borrowed (financed), interest evaluate and residual value (balloon value). a car you have purchased or wish to purchase). Alternatively, if you feel that buying is your best option then get in touch with one of our car consultants on 1300 (STRATTON) 787 288. The best possible boating experience starts with flexible and affordable boat finance. Surveyed women also demonstrated stronger reluctance to go into a car dealership and ask questions without having done some initial research. Dutiable value. NSW. 36. Toyota Car Finance and Car Loans for your Toyota car purchase. try our payments calculator and enquire today! Categories: Finance/Banking, Business. If your debt is taking control of your life, speak to us first. Stratton Finance Caravan Loan. To get started, use our helpful Loan Calculator or get an Online Quote in less than 60. Great interest rates available on Holden vehicles with Stratton Finance. So, if refinancing is on your mind, call us on. Technically speaking, a novated lease is a three-way finance arrangement between you, your employer and Clear Lease. a car you have purchased or wish to purchase). to 15. a. Compare. The car you choose can’t be priced over $68,750 and the incentive program is limited to the first 25,000 new hydrogen fuel cell and battery electric cars that are sold. At Stratton Finance, we have over 20 years of experience in helping our customers ensure they get the right. Our car loan repayment calculator will help you work out how much your monthly, weekly or. Car Finance Calculator. 00 - $65,094. Please keep in mind that our calculators are only a guide and should not be relied upon when deciding whether or not to acquire a financial product or make other financial decisions. Some lenders like HDFC Bank, Axis Bank, ICICI Bank also offer car. How to Buy a Car During the Credit Crunch. I want it. Key features of a Stratton Home Loan. At CarClarity, our advanced loan-matching technology simplifies your search for the most suitable car finance options, presenting you with an array of offers from our trusted partner lenders. 5% p. Stratton Finance A++ I've purchased 3 vehicles using Stratton and every time it has been hassle free. So if you’re in the market for a new or used car and have decided that a car loan is your best option, give us a call on 1300 STRATTON (1300 787 288), or get an online quote and we’ll have you approved for a loan and on the road in no time. Find your next leisure vehicle with a caravan loan from Stratton Finance. Interest rates are influenced by the age of the car, your credit history as well as various other factors. Use the NRMA car loans calculator below to work out your estimated loan repayments. Hurricane. Stratton Finance can offer you a great low rate and have you in your new Suburu in no time. For example, the total interest for a $30,000, 60-month loan at 7% would be $6,497. Variable and 2 – 10 year fixed rate options. 5. 70% p. It was first introduced on the 1st of July 2000 in conjunction with the removal of sales tax and the introduction of the Goods and Services Tax (GST). Fill in our simple quote form and email to your dedicated novated sales consultant. Your lease term and average kilometres are the same but your average running costs have fallen to $6,500 per year due to the GST and income tax savings. to 16. 05% p. Caravan. The higher your score is, the better your category. We really are your one-stop shop to streamline the entire financing and car selling/buying process, in turn making your life easier. The max payment period/term is 96 months with no balloon payment subject to the age and model of the vehicle and credit assessment. 5 – 18% p/a. Stratton is a finance broker. Know. And the better your category, the less risky potential. For example, if you're a tradie and need a ute for moving your equipment from site to site, you may qualify for a chattel mortgage. This repayment is calculated with an interest rate of 3. Part of the carsales network. D- rated vehicle. This tool will help you approximate the monthly payments on your next auto purchase. If you'd like to Compare Car Loans to the Big 4 Banks, we've made it easy for you to see why you're better off being with Stratton Finance. Insurance. a. Often used by companies with longer payment terms on invoices, there are numerous cashflow funding options available through our network you can unlock today. S. Toggle navigation. Rate of duty. Loan Calculators - Star One Credit Union. The promotion contest will open 9:30AM AEST on Sunday 1 April, 2018 and will. Reshaping the future of asset finance - powered by great people and technology to deliver seamless customer experiences | Voted #1 for Car Loans by. Weekly, fortnightly or monthly payments. Stratton is a finance broker. LCTD 2017/1 - LUXURY CAR TAX THRESHOLDS 2017/2018. Caravan Loans from $3,000 to $300,000. tax, title & fees** Currently Unavailable. To help more Australians find the best car loan our money experts analyse 30+ loans every. Calculate your car finance repayments weekly, fortnightly or monthly based on the amount borrowed, interest rate, term and residual value with our Car Finance Calculator. 19%. The Easi novated lease calculator will provide you with an estimation of your savings per year and cost per fortnight. ; Find out more about your car finance options. * except for previously LMCT (car dealer) registered high value vehicle. Loan amounts from $1,500 to $150,000. 34%. 40 for every $200 value or part thereof. Used non-passenger cars. Flexible contract terms from 1 to 7 years. To get started, use our helpful Loan Calculator or get an Online Quote in less than 60 seconds with no impact to. Choice of fixed or variable interest rates. $10. interest rate. Winner of Best Car Loans by Product Review in 2021, 2022 and 2023. Boat Finance to get you on the water sooner. Using a Personal Loan to buy your car. Flexible loan terms ranging from 18 months to 7 years. The amount can be represented as an absolute dollar value or a. Borrowing £8,000 over 60 months could cost you £163. Mark Latham is a Finance Consultant here at Stratton Finance based in our Victorian team in Port Melbourne. To speak with one of our finance specialists give us a call anytime on 1300 787 288 or to join our team across the country, check out our current opportunities at Stratton Finance here. You've found yourself a competitive interest rate - great start! You think you've hit a home run, but you're probably only at first base. The loan is secured against the vehicle and, when the final repayment has been made, you will own the vehicle outright. This Auto Loan Calculator automatically adjusts the method used to calculate sales tax involving Trade-in Value based on the state provided. Thinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton FinanceThinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton FinanceThinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton FinanceThinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton FinanceUse on Personal Security Numeric to calculate annual, fortnightly oder weekly repayments on Chattel Mortgage consent used a car or another passenger means. Stratton. One important factor in car loan approvals is the borrower's credit history. In today’s fast-paced world, managing your finances effectively is more important than ever. Introduction. # as announced in the Victorian Government's State Budget Update in December 2011, duty on an application for registration of a new or near new passenger car will increase from 2. Australia’s largest car finance broker. 40 ÷ 60 = $552. 01 02 03. At Stratton Finance, personal loans aren’t just for cars, caravans and boats. Retail Price. The person or organization lending you the money is known as the lender, and the person or organization who borrows the money is the borrower. Calculators Car Loan; Personal Loan; Chattel Mortgage; Comparison Rate; New Car Finance; Used Car Finance; Car Loan Options; Secured Loans for Cars; Personal Loans for Cars;. You get access to a wide range of products and services to meet your needs. Whether you're planning on buying a workhorse vehicle like a Caddy Van, an. Comparison rate from: 7. Calculate your Car Loan repayments in seconds. If you have any queries regarding your existing loan with Motoring Club Finance Limited, trading as RAA Finance, please call 1300 651 812 or email [email protected] finance calculator. With over 20 years of experience, we’ve got the knowledge you need on your side. Give them a call on 1300 STRATTON (787 288) or submit an online enquiry. Olivia and her employer. $0. Calculate your Car Lease repayments with our Car Lease Calculator, and then get an online Car Leasing Quote! Base your calculation on an interest rate, loan term (length),. Fortnightly. It’s a good choice if you are registered for GST on an accruals or cash accounting basis. C. Need car finance for a new or used Aston Martin? Let Stratton Finance help you get on the road sooner. Stratton is a finance broker that offers both secured and unsecured used car finance. Stratton Finance – Car loan. Use our car loan calculator to see how much you’d have to repay under different borrowing scenarios. Welcome to Stratton Finance, an Australian leading asset finance broker who are experts in car finance. Learn more. 90 day loan approval. Women taking an average of 75 days to make a purchase, whilst men averaged just 63 days. In addition to comparing loans for borrowers with diverse credit profiles, our digital platform also serves as a hub for lenders with diverse specialties. Speak to carconnect about your new car needs and experience their personalised service by visiting carconnect. The reality is when you are financing a car, it’s not just the interest rate that is variable. If you have a query about caravan finance that's not covered in this article, please feel free to give us a call on 1300 955 600 and our friendly team can assist you with your question. The vehicle price shown may not include other additional costs such as stamp duty, government fees and other charges payable in relation to. Commercial equipment finance to grow your business. Interest Rate (p. 99% p. Every lender may have a different definition of what a green car loan is and a vehicle's eligibility for a green car loan depends. Finder award winner Fixed 3 - 7. You may see the number of fields that are needed to be completed. Flexible loan terms ranging from 2 to 7 years. Get access to an. Secured Car Loans up to $75,000. a. In fact, over time, the size of the debt along with the effect of compound interest results in you paying more total interest. Australia's leading car finance broker. Use our Car Loan Calculator to calculate monthly, fortnightly or weekly Car Loan repayments for a car or motor vehicle in Australia. Car Finance Calculator. Make an appointment with one of our Mobile Managers. Can I work from home? Yes, working from home is easy with our advanced systems; you can access all the tools and information you need from home, keeping your overheads to a minimum while first setting. After paying income taxes on a $53,924 salary, the take-home pay is reduced to $43,422. Whether you're looking to finance a new car, looking for a used car loan, or seeking auto finance options for your current vehicle, we've got you covered with our unparalleled experience and panel of lenders. Stratton Finance will do all the hard work for you to help save you time and effort by comparing a range of car loans from over 30 lenders. Westpac. Motor vehicle stamp duty in Victoria is calculated using the dutiable value of passenger and non-passenger cars and other vehicles. Whilst carconnect expects to be able to source these prices or better for our customers, actual prices will depend on use, payment option, location and availability. No used, demo or second-hand solar solutions are permitted. 14% p. This car loan calculator will help you visualize how changes to your interest. Search. 5% p. Enter how much you’d like to borrow: You may have a rough figure in mind based on the car you want to buy, but you might like to consider entering different loan amounts to compare repayment estimates. Hansy Mannil Jul 10, 2023. Thinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton FinanceCheck out a selection of Stratton car loans currently available in Australia and compare against RateCity's car finance database. Set repayments are then made on a monthly basis. Let’s say you buy a new car and borrow $40,000 over five years and elect to have a $10,000 (25%) balloon payment on your loan. Asset Finance Asset Finance Products Other Products and Services New Car Finance; Used Car Finance. *. With a fixed rate loan, your repayments remain the. Stratton Finance A++ I've purchased 3 vehicles using Stratton and every time it has been hassle free. ) 7. With a Stratton Finance franchise we get you up and running faster, so you can offer your clients a great deal on finance, sooner. Australia's leading car finance broker. Having operated for 25 years as a national growing business, we know a thing or two about business finance. As a result, lenders will offer a more competitive interest rate – which can help save you money. If you’re in the market comparing your options for that next car, it makes sense to be comparing your options for a car loan. Get an Instant Online Car Loan Quote!Use this Car Finance Calculator to calculate monthly, fortnightly or weekly repayments on business car finance, such as Commercial Hire. Our team in Brisbane can help you compare rates from different lenders, then quickly process your application and assist you through the entire process. Mobile. If you'd like to Compare Car Loans to the Big 4 Banks, we've made it easy for you to see why you're better off being with Stratton Finance. Very good. Get an online car loan quote for your Aston Martin in less than 60 seconds or apply online today. What is a comparison rate? The comparison rate, or true rate, is the interest rate plus certain fees and charges related to the finance. Tornadoes. Use this Commercial Hire Purchase Calculator to calculate monthly, fortnightly or weekly repayments on Commercial Hire Purchase (CHP) agreement for a car or other passsenger vehicle. A green car loan is a type of car finance specifically for eco-friendly vehicles. We provide you choice, support and expertise throughout the entire buying process. Let's look at an example. Great rates available on Volkswagen vehicles with Stratton Finance . 40 for every $200 value or part thereof. Calculate your Chattel Mortgage repayments with our Chattel Mortgage Calculator for cars, and then get an online Chattel Mortgage Car Finance Quote! Calculate monthly, fortnightly or weekly repayments, and base your calculation on an interest rate, loan term (length), amount borrowed (financed amount) and residual value (balloon value). I always try to work with “tricky” deals and learn new things as I progress within the role. Interest Rate (p. Luxury Car Tax is applicable to most new and demonstrator cars where the price (including. au. 1300 648 110 Get My Quote. Scotiabank free auto loan calculator gives you estimate for car loan, monthly payment, interest rate, and trade-in value. We have grown to become Australia’s largest Asset Broker, supporting over 100,000 customers in. With secured car loans, the vehicle you purchase is held as collateral against the finance. At Stratton Finance, we have over 20 years of experience in helping our customers ensure they get the right. The benefit is if you damage your car (either minimally or beyond repair) and don’t have enough cash to either fix or purchase a replacement then this insurance will cover the cost. Stratton. Let’s say you bought a car for $20,000 and financed it over three years at around 6%. 06% p. $0. Put simply, a broker’s connections can potentially net you significant savings. Brought in by the government in May 2015 (and scheduled to expire on 30 June 2017), the new laws allow small businesses to claim an immediate deduction for assets they purchase with a value of $20,000 or less. Interest rate, adding all the fees and charges could result in Loan 2 being a better deal. 00. Whether you're planning on buying a high performance coupe such as the M3, a midsize luxury car like the 5 Series, or a full-size crossover SUV like the prestigious X5; Stratton Finance can offer you a great low rate and have you in your new BMW in no time. To get started, use our helpful. Thinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton FinanceThinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton FinanceThinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton FinanceThinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton FinanceThe minimum interest rate for a secured fixed rate loan is 6. This means that if you're unable to make your loan repayments, the lender has the ability to repossess your car and sell if off to pay off the amount. Car Loan Calculator for cars and motor vehicles in Australia. Calculators Car Lease; Car Loan; Chattel Mortgage; Comparison Rate; Hire Purchase; Luxury Car Tax; Personal Loans; About About Us ; Customer Reviews; Careers; Franchising; Contact;. If you're thinking of a new car, find out if your business is eligible and see how much money you could get back. Use this Car Lease Calculator to calculate monthly, fortnightly or weekly repayments on Car Lease(Finance Lease) agreement for a car or other passsenger vehicle. Meet Mark. Previous. * This weekly repayment estimate is provided by Stratton Finance Pty Ltd (Australian Credit Licence: 364340. Thinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton FinanceCar Finance Calculator. Step two. What does this Car Loan Calculator do? Use our Car Loan Calculator to calculate monthly, fortnightly or weekly Car Loan repayments for a car or motor vehicle in Australia. Personal & Unsecured Car Loan | Apply Now - Stratton Finance. We will process your car finance application and arrange your vehicle loan. Stratton Finance Wide Bay. Boat Finance to get you on the water sooner. C- rated vehicle and vehicles without Green Vehicle Rating. Otherwise known as corporate hire purchase, hire purchase or offer to hire. Caravan Finance to get you on the road sooner. 40 per every $200 value or part thereof. Since then, we have grown to over 250 employees across Melbourne, Sydney, Brisbane, and a network of franchises across Australia. Vehicle purchase price. Business use: they offer chattel mortgage, a finance lease, or a novated lease. ^ This weekly repayment estimate is provided by Stratton. comparison rate. Rather than borrowing money to purchase a car, the financier purchases the car on your behalf and you then lease it back from them for an agreed monthly payment. $0. Stratton Finance (Car Loan): 4. Rates start at 5. Loan Amount up to $100,000. Whether you want to finance some of your on-road costs (such as registration and stamp duty), or you're dealing with a tricky negative equity situation, talk to your stratton consultant for a quote on financing your next car. Alternative income documentation accepted. In 2022, the average new car price exceeded $47,000, and the median salary is $53,924 for a full-time worker. a. With over 20 years of experience, we’ve got the knowledge you need on your side. Save over $5,800 (RRP $67,896) or just from. Use our auto loan calculator to know which vehicles are right for you. We help find personalised solutions for your finance and insurance needs. ) 6. At Stratton Finance, we work with a range of lenders and brokers to find the right deal for your car finance needs. We’ll do the math for you. Residual/Balloon. Using the values from the example above, if the new car was purchased in a state without a sales tax reduction for trade-ins, the sales tax would be: $50,000 × 8% = $4,000. You can structure your car loan. Our Volkswagen car finance team are experts in arranging finance for your new or used Volkswagen, both at competitive rates. We also believe you shouldn’t be stung with high fees for paying off your loan early should your circumstances change or you simply want to upgrade your vehicle before the term duration. You should seek further information to determine whether a financial product is suitable for you. Looking for the lowest interest rate loan isn’t always the right strategy. Stratton is a finance broker that can secure you competitive finance for your car purchase. Most car loans allow for a maximum term length of 8 years (96 months).