The GetUp Funeral Plan is ideal for digitally savvy clients who prefer being in control and doing things online. English (US) English (ZA) English (ZA)One of the key reasons for having a single Funeral policy in place is that it saves your family time and effort at the point of claiming, allowing them to focus on grieving instead of the admin required to submit the same documentation to multiple insurance companies. No, a free Credit report does not affect your score, we encourage you to check your Credit Report frequently to ensure you are aware of all your credit activity on you record. Your regular monthly income is at least R5 500. Accident, sickness and/or unemployment cover/income protection. Explain economics? MetGetUp. It says what you want to happen to your assets when you pass on. These include employees who are losing their jobs, employees who have taken on a new job after 28 February 2020, and self-employed people who have been operating. We get finance. If Participants have any questions about how to enter or in connection with the Competition, please e-mail us at info@metgetup. If you decide to select the Monthly Essentials and Memorial add-on benefits after signing up for the Metropolitan Funeral Plan online, the total combined cover may not exceed: R100 000 for immediate family (yourself, life partner (s) and Children) R70 000 for parents (legally recognised parents, step-parents, legal guardians, parents-in-law)R3 000. Payment period – The maximum length of time the claim would be paid. What is inflation? MetGetUp. Yet, income protection. You can add up to nine extended family members to your plan. Likewise, the longer the surrender period and more complex the. Immediate family (yourself, life partner(s) and Children): up to R80 000 Parents (legally recognised parents, tep-parents, legal guardians, parents-in-law): up to R50 000 Extended family (grandpar. Add a new optional benefit to your plan. With the backing of a well-established brand with years of experience in the financial services sector, we take a fresh approach to financial services. In 5 years, your cover has risen to €40,000. Let’s say you buy a three-year structured note that generates returns based on the performance of the S&P 500. How to buy income protection insurance. a. Here’s a brief comparison of the TIPP options. Income protection insurance is one of the most common types of insurance in Germany. Remember, if you do opt-out, you might be missing out on opportunities to save by The Monthly Essentials benefit is an add-on benefit that you can choose after purchasing your plan online. Live Chat: Start a live chat with one of our friendly coaches by clicking the blue help icon on the bottom right of your screen (8:00am – 5:00pm Mon – Fri). A parent must be younger than 85 years old when: • you add them to your plan; • you change their cover level; or. PNB MetLife Income Protection Plan provides ˚n˙ncial protection in the form of Lumpsum or Monthly Income to your family in case of your untimely demise, or a Lumpsum on survival till Maturity. ) to others. Assets count for much less than income. If you save more than these limits, you’ll pay a tax penalty of 40% on the amount over the limit amount. A multi-member LLC, on the other hand, is required to file a tax return and give its members K-1 forms to file with their returns. Taxable income. The Agricultural Act of 2014 (Farm Bill) instructed the Risk Management Agency (RMA) to offer the Stacked Income Protection Plan of Insurance (STAX) to upland cotton producers, which became effective for the 2015 insurance year and was available in all counties where insurance for upland cotton was available. What is a waiting period? When do waiting periods apply? MetGetUp. We will keep you updated during the claim assessment and we will contact you and make arrangements to have the money paid as soon as possible. Should you and/or your loved ones be impacted by this virus, Metropolitan will pay the claim within 24 hours. Most policies will not go higher than 55%-60% of your pre-disability income. People who are worried about uncertain future events like accidents, death, disability, illness and retrenchments and the impact it. Generally, Income Protection is a monthly benefit that pays around 75% of your income while you’re unable to work, and is based on your earnings prior to claim. 85. Sanlam Income Protection is designed to pay you a dependable monthly income if you become disabled or ill and can’t work, so that you and your family can keep on living. Information Regulator. With our Comprehensive Income Cover, you can receive up to 75% of your average income (less business expenses) over the previous 12 months, up to $10,000 a month. Landlord insurance and homeowners insurance provide similar coverage, though landlord insurance has unique features that. We get you. Fusing your funeral policies has never been easier! You simply need to: Know which policies you want to combine; Know who’s covered on those policies The Metropolitan funeral plan offers a competitive set of benefits when you purchase online. Providers may also place additional limits to your cover if your earnings exceeds a certain amount. Evaluate Potential Threats. Our new Income Protection plan comes with a free Life Hacks rebate programme. English (US) English (ZA) English (ZA)Metropolitan GetUp | 560 followers on LinkedIn. Select the length of your policy – cover can end between 55 - 70. I can withdraw this consent at any stage. Metropolitan GetUp Competitions offer engaging fun quizz competitions that educate and empower. Use TAL’s Cover Builder to get a quote and speak to one of our friendly advisers to answer any questions you might have. Waiting periods apply to each person covered on the plan. Best for Self-Employed: Haven Life. Definition for Earned Income. Parents. A waiting period is a period of time after taking out insurance where the person being insured is not covered for some or all events. Follow. Allianz 222® Annuity offers two ways to receive a bonus on the Protected Income Value of your contract. Income Protection insurance helps protect you and your family by paying a monthly benefit if you're unable to work due to sickness or injury. 6/2 Parc Du Cap office park, Cape Town, South AfricaWhat is Metropolitan GetUp March Birthday Quiz Competition? The Metropolitan GetUp, a licensed life insurer and an authorised financial service and registered credit provider, “March Birthday Quiz” is open to all South African citizens or. Your income is one of your biggest assets. Founded in 1922, State Farm currently. We get finance. Metropolitan GetUp | 558 followers on LinkedIn. Metropolitan GetUp offer the best funeral plans in South Africa - here's why: 1. Parent assets treatment on the FAFSA. Disability insurance. While this type of insurance is often associated with individual coverage, businesses can also offer Group Income Protection Insurance as an employee benefit. Note: Online quote is for RBC Simplified® Disability Insurance only. You can choose between a 6-month or 12-month payout period. indd 7 05/09/23 7:32 PMCanstar compares a range of direct income protection policies and providers in its. Disadvantages of superannuation income protection. Metropolitan GetUp | 561 seguidores en LinkedIn. What is a cooling off period? Should you decide after applying for a Plan, that it does not serve its purpose, you have the right to cancel this Policy within 31 (thirty-one) days from the date of receipt of your Policy documents, or from the date it can be determined you received the Policy documents or from the Commencement Date of the Policy. You can use your payout to cover mortgage or rent payments, bills or food, travel and other living expenses. As the most flexible insurer in South Africa, we offer a full range of payment options. Pays a monetary benefit to your beneficiary in the event of your death. It works by paying out regularly to replace a portion of your income. Metropolitan gives you peace-of-mind that all death claims as a result of the COVID-19 coronaviruswill be honoured, provided that your plan is active and the waiting period haspassed. Government occupational disability assistance only applies in full if you can't work for more than three hours a day. For instance, the top three most common reasons for an income protection claim 3 are: Accidents - 20% of claims. + Follow. When you apply for Income Protection, you’ll choose how long you want to wait before you begin receiving benefits. IMPORTANT NOTE: No benefits can be added to the plan if the plan owner exceeds retirement age or age 65. 1. With the backing of a well-established brand with years of experience in the financial services sector, we take a fresh approach to financial services. 6,034 likes · 55 talking about this. A premium is a periodic payment (usually monthly) that you make in return for insurance. The most important thing is to keep calm and reach out. Most trusts have to pay federal taxes on income and capital gains generated by the trust. With the backing of a well-established brand with years of experience in the financial services sector, we take a fresh approach to financial services. How can I pay in if I have missed a monthly payment? MetGetUp. You’ll also receive an interest bonus resulting in a credit of 150% of any fixed and/or indexed interest – for as long as you live. S. In the absence of a permanent employment package and Statutory Sick Pay (SSP) contractors can be vulnerable to financial risk. Elderly debt collection laws, combined with resources that help seniors deal with financial challenges and abuse. . | Metropolitan GetUp is the digital-direct offering of Metropolitan and part of the Momentum Metropolitan Group. Group Income Protection (GIP) arrangements, which provide an income for employees who are absent from work for extended periods due to ill health, are a key part of many employers’ total reward packages. 8M LTA - provided there was no relevant benefit accrual from 6 April 2012 to 5 April 2023. §222. A healthy credit score is essential for getting credit. Income Protect plan provides you and your family a complete protection with affordable premiums. 18. Provides a monthly payment to replace a portion of your income if you have an illness or injury and are unable to work. . You have three options to choose from in this category: Agreed Value, Indemnity or Loss of Earnings. za. Verified account Protected Tweets @; Suggested usersMetropolitan GetUp | 560 من المتابعين على LinkedIn. 1. Income protection insurance takes care of you and your family if you become unable to work due to an accident, illness or injury. Income Protection premiums are set at a flat rate of $0. Call 1-866-262-7920. Sun Legacy. What's the difference between accidental death and death due to natural causes? How do I submit a funeral claim?Protecting yourself and your plans. 32. . promote a fair and non-discriminatory marketplace for access to consumer credit and to provide for the general regulation of consumer credit and improved standards of consumer information;Life Hacks help you take accountability for your own finances and provides you with tools and information to make informed decisions about your finances and take appropriate action. People who are worried about uncertain future events like. In today’s dynamic, fast-moving environment, on-demand solutions and easy access are expected. Most often, your area will be your county, but it may include other counties or even practices as necessary to obtain a credible amount of data to establish an expected yield and. co. Metropolitan GetUp helps. See the extra benefits this cover provides. The WAGEguard™ products are arranged by Marsh, the world’s leading insurance broker and risk advisor. Income protection insurance usually covers only 75 per cent of the first $20,000 of your gross monthly income, and 50 per cent of gross monthly income that exceeds $20,000 per month. But there is debt protection for seniors. Up to 10% of the sum insured can be added to allow for superannuation contributions that would have continued had you not been on claim. It can be used to cover household and other essential items such as food, electricity and water bills, rent, airtime and basic healthcare needs when an insured life passes away. The protection factor is used to calculate your policy protection. za. Step 4: The quiz questions will start – Make sure you answer All the questions Step 5: That’s it! At the end of the quiz, you will. Your life partner: • is your husband or wife; or • can be the person living with you who is accepted by the community as your husband or wife. This should be throughout your working life to, say, age 65. Mr. co. disability insurance helps to ensure that you’re still maintaining that salary you were once making at the job you’re no longer able to perform. If you're unable to work due to partial or total disability, income protection insurance pays: up to 90% of your pre-tax income in the first six months, and. The main benefits of this type. Parents. This can help cover your living expenses, such as your mortgage, school fees and car repayments. This will help protect my insurance cover. This one-stop funeral solution protects you, your family and extended family, whilst offering so much more. 85. za; Telephone: 0860 724 724; You can send complaints and. In the U. Your parents must live in South Africa. Parent income treatment on the FAFSA. A plan is act. 7 Reasons why Metropolitan GetUp has the best funeral cover in South Africa. As we live longer we face the prospect of financing ourselves and protecting family income into our 80s and 90s. Leave a message using our support feature on the 'Get Help' page on our website and we will call you back, if needed. Short-term disability insurance through State Farm provides between $300 and $3,000 in monthly coverage, depending on your occupation and current income. R3 000. Published Mar 23, 2023. The waiting period on all lives is six months. . WAGEguard™ income protection cover can help provide employees with the financial security to protect them and their family if an injury or illness prevented them from working to their full capacity. Regular premiums to help you keep tabs on your finances. MetGetUp. You can choose to insure up to three life partners under immediate family cover. Income Protection Insurance is usually tax deductible and designed to cover living costs. It. This meant no contributions to. Accident and sickness cover generally offers short-term cover, lasting for around 12 months. Entries received after the closing time will not be considered. Income protection insurance could offer you and your family security. Metropolitan. Waiting periods apply to each insured life. Income Protection Benefit. According to Group Risk Development (GRiD), the industry paid out £546 million in. What personal information will we collect? We will only collect what we need for the purpose that we have disclosed to you. If something happens to you then you’ll receive a monthly benefit to help with any expenses, including:Considerations when planning for your child's education? MetGetUp. Am I covered? Does the Income Protection Plan cover me if I can't work as a result of COVID-19?. You must be: Cooling-off period? Who is. | Metropolitan GetUp is the digital-direct offering of Metropolitan and part of the Momentum Metropolitan Group. We get you. Income drawdown: Amount of fund designated for drawdown: Scheme pension: 20 x the initial annual rate of pension income: Tax free cash:. 18. 40 weekly per $100 of monthly benefit. If information was n. Additional benefits include the Cashback and Value Protection benefits. With the backing of a well-established brand with years of experience in the financial services sector, we take a fresh approach to financial services. For example, they may cover 70% of your earnings up to £70,000 per. With these hacks, you get practical tools to help you improve your financial position. IMPORTANT NOTE: No benefits can be added to the plan if the plan owner exceeds retirement age or age 65. Dlamini buys a Company A funeral plan on the 10th of January. It can provide financial protection in the. However, life can change in an instant. What makes up my Estate? What is GetUp Smart Check? What is GetUp Smart Cover? What is GetUp Smart Executor Cover? Can’t sign your will due to physical impairment?What is a debt consolidation loan? MetGetUp. Failure to adhere to the following guidelines will result in posts being hidden, deleted or banned on our page:How do I register to access my personal portfolio? How do I log onto my personal profile to view my products, life hacks, personal information and preferences?Income protection insurance is a monthly benefit paid to replace your income if you're unable to work due to illness or injury. For these reasons because regularIncome Protection. If you need to reset. 5 Types of Income Protection Insurance. Pick your. However, it’s exactly the same thing. A prominent influential person will. These benefits include: A Funeral benefit. co. Sun Life Philippines offers options for affordable income protection and life. A Will is a legal document where you declare your wishes. za with, “Spoil Mom Quiz” in the subject line or via our Facebook page (@metgetup). We get finance. . If your. Income Protection Plan You could earn up to 30% of your premiums paid over a year. Competitions and Promotions. Short-term income protection insurance pays out a monthly sum from the insurer if you need to make a claim and the claim is successful. GetUp Funeral Plan - what you need to know. Choose the amount you get if you make a claim – you can go from €5,200 to €262,500 a year. For more info visit: #covid_19 #stopcoronavirus #MetGetUp Economics is the study of how people employ their limited resources to satisfy their many needs and desires, and as a result, the economy is an integral part of our lives. We get finance. If you’re an employee: You can insure up to 75% of your before-tax income, less €10,556 (state illness benefit). | Metropolitan GetUp is the digital-direct offering of Metropolitan and part of the Momentum Metropolitan Group. Premium skips are available on the Metropolitan Funeral Plan to use during tough financial times. You can choose to insure up to four parents, regardless of their gender, under this plan. People buy this type of cover in order to help them pay. It also allows you to makes sure that the relevant people are jotted down, simplifying the process for the executor to carry out your final wishes. Terms explained. Set-up means the preparation, cleaning, and maintenance of personal effects, supplies, assistive devices, or equipment so that an individual may perform an. Mortgage protection insurance can be an attractive option for homeowners looking to protect their investment and keep family members from financial troubles. Note: if you become permanently disabled, your. Why choose the GetUp Funeral Plan? How often will I get a cash pay-out with the GetUp Funeral Plan Cashback benefit? What benefits are available with the GetUp Funeral Plan?Yes you can. Credit regulation and what it means for you. Formerly known as permanent health insurance, it's there to help you pay your household bills, mortgage payments, credit card bills and everyday costs that you can no. You can sometimes get a policy that pays out a higher percentage of one portion of your salary, and less on anything above that. S. Mortgage protection insurance (MPI): This type of coverage pays out to your lender if you die or become disabled and can’t work. You can also enhance your Income Protection cover by adding Premier Cover. Immediate family members. Income Protection Insurance is a policy designed to provide a replacement source of income if you are unable to work due to illness, injury, or disability for a specified period. 0% of claims are accepted. We believe this is vital for the sustainability of our country. Income Protection Plan 1 M/C IPP anuary 2017 The Management/Confidential (M/C) Income Protection Plan This book describes the M/C Income Protection Plan (IPP) and provides other important information. • you add additional benefits. The M/C IPP is offered to eligible M/C employees. In other words, there will be no expected contribution from student income if 2022 is $9,400 or less. During 2022, insurance providers in the UK reported a 21% increase in Income Protection premium sales, compared to the same period last year (Gen Re’s Protection. With the backing of a well-established brand with years of experience in the financial services sector, we take a fresh approach to financial services. If you make changes to your plan, a new wa. This can be increased by up to 25% with Investec Life’s Temporary Income TopUp Cover. It can provide monthly payments to help you get by while you’re not earning your regular salary. | Metropolitan GetUp is the digital-direct offering of Metropolitan and part of the Momentum Metropolitan Group. We get finance. Metropolitan GetUp helps. We get you. Should you opt-out of the Life Hack at the start of your policy or sometime before the rebate anniversary date? No problem, you can. You are entitled to at least one free credit report from any of the credit. Pick your deferred period – that’s the time you wait before your policy pays a benefit. metgetup has 3 repositories available. 40 x 12 = $4. By providing a continuing income for employees who are unable to work as a result of illness or injury, employers. Even then, it's. Self-service is also available. We appreciate your feedback; MetGetUp. Income protection insurance usually covers only 75% of the first A$20,000 of your gross monthly income, and 50% of gross monthly income that exceeds A$20,000 per month. za is pretty a safe domain. How do I enter Metropolitan GetUp promotions, quizzes and competitions on Facebook? Why we need your contact details when participating in Metropolitan GetUp competitions and promotions?Metropolitan GetUp | 558 seguidores no LinkedIn. If you’re unable to work due to a. Student Income. In Ireland every year thousands invest in income protection insurance policies, and enjoy the benefits when needed. It can be 4, 8, 12, 26 or 52 weeks. Considerations for retirement planning; MetGetUp. English (US) English (ZA) English (ZA)Co-accountability programme offered by GetUp to help clients grow their finances and earn rebates for great financial behaviourWhy is some of my information wrong or missing? Why does my credit score vary between different suppliers? What should I do if information on my credit report is incorrect?Example: policy premiums for income protection and injury. Depending on the payout period you can choose different cover amounts as follows: 6-month payout period selected 12-month payout peri. 2. Income protection costs $53-$168. za. You can skip a maximum of six premiums during the lifetime of your plan. A Value Protection benefit (which can be removed or changed post sign-up) Once you have signed up you are free to add a. Up to 20 people can be covered on a GetUp funeral plan. We get you. The GetUp Funeral Plan is ideal for digitally savvy clients who prefer being in control and doing things online. Review your quote and the Product Disclosure Statement very carefully to make sure it suits what you need. The M/C IPP is offered to eligible M/C employees. Your parents must live in South Africa. . By approving the DebiCheck mandate, I authorise. A waiting period is a period of time in which an insured life is not insured for some or all events. We get finance. Individual income protection (IIP): When an individual protects a portion of their earnings independently. Why not set a reminder to request your free report around your birthday each year. What is money laundering? Who is a Prominent Influential Person (PIP)?Metropolitan GetUp encourages healthy debate, sharing of personal experiences, questions, and respectful comments on our social platforms. It can be as short as 0 days, or as long as 90 days. Contact UsOur digital solution helps your family prepare for the additional expenses associated with the required processes related to your death (Transfer fees, Estate duty fees, Executive Service Fees, etc. This is called an elimination period. Metropolitan offers two funeral plans. The criteria for getting income protection insurance is high so it can be difficult and/or very expensive to get depending on your occupation and personal health. The insurer will request proof of your income over the preceding 12 months when you make a claim. Policyholders, file claims, view your policies and. Choose a Waiting Period help_outline. A minister, head of state and leader of a political party; An important position in a state-owned entity or municipality, for example the chief executive office and chief financial officer; A judge, member of a royal family, ambassador, a high-ranking officer in the military, and a senior traditional leader. Not only does your money grow, but the interest grows too; you get interest on interest. Once you’ve decided that you need income protection insurance, there are five main choices that you’ll need to make: Cover level: The amount of benefit you’ll receive each month. Updated. We get finance. And your quality of life depends on it . Key features. The main purpose of group income protection is to. co. You can obtain this type of plan to cover debt obligations like mortgages, personal loans and credit card balances. Email us now on [email protected] do ask for your contact details during our competitions and promotions as we need to be able to get in touch with you if you win the competition or qualify for the promotion. . 2010 Changes to F. Then 50% of your gross annual income over £60,000 a year. Pregan; May 04, 2022 12:56; Updated 3 followers; 0 comments-1 votesCancelling your income protection policy. The loss of a loved one is hard enough as it is and the last thing your family needs, is having to worry about overwhelming fees related to your estate. However, ASU comes in 2 forms:Income protection policies will pay our in the event that you become seriously ill or injured and as a result are unable to work. There is no paperwork and a quick quote and application process. Email: info@metgetup. Cover if you're unable to work due to illness or injury. We get finance. | Metropolitan GetUp is the digital-direct offering of Metropolitan and part of the Momentum Metropolitan Group. Comprehensive cover up to 75% of your income up to $10,000 a month. 85. Get a Quote Opens in new window. English (US) English (ZA) English (ZA)DebiCheck. . Income Protection Guide. Metropolitan GetUp helps. . 1. It is an important document and must be reviewed annually or when your circumstances change. Disability insurance. Indirectly from other providers to help us provide our services and products to you. It contains both a General Information section and your IPP Certificates of Insurance. Metropolitan. Depending on the situation, foreign residents may be able to claim deductions for income protection insurance in similar ways. Monthly income after the chosen waiting period. MetGetUp; Savings and retirement Savings and retirement. A debit order is a commitment you make to make a payment every month from your bank account to another person or entity. 5c for each $1. We get you. Income protection ensures you can support yourself and your family during a short- or long-term disability. To take part in the competition, simply: Step 1: Click the “SEND MESSAGE” button below the competition image on Facebook Step 2: Click the “SEND” button again (If asked) Step 3: Click the “QUIZ. . Commissions can range from 1% to 10%, depending on the type of annuity. What are some of your experiences? #MoneyConvos #Loans #CreditCard #MetGetUp #FinancialHacks #LifeLessons #MoneyTips #CreditGoals #Banking”The updated tables are in sections 1 (Income Protection Allowance), 2 (Adjusted Net Worth of a Business or Farm), and 4 (Assessment Schedules and Rates) of this notice. We would like to show you a description here but the site won’t allow us. za show that metgetup. By participating, we rebate a percentage of your premium every year which you can spend, save or use in any way that makes sense. We have created flexibility to put control back in your hands, allowing you to pay any amount, at any time, t. metgetup. So if they’re unable to work, we’ll pay a monthly benefit to keep them afloat. Best for. Here’s what you can do to protect yourself and those around you. Tax on this income. English (US). Metropolitan GetUp | 553 followers on LinkedIn. When the unexpected becomes reality, Colonial Life disability insurance can provide income protection and peace of mind. The most flexible payment options - you can pay us any time of the month, you can choose how much you want to pay i. A study from the Washington Center for Equitable Growth showed that the average student debt-to-income ratio for households at or below the median income level is 103 percent —more than double the average ratio for the same group in 2001 (50 percent) and roughly ten times greater than the current average ratio for the richest 10 percent of. While 78% of employees are given sick pay as a workplace benefit, according to the Bureau of Labor Statistics, a lesser-known offering can ensure those paid days are protected long-term. | Metropolitan GetUp is the digital-direct offering of Metropolitan and part of the Momentum Metropolitan Group. Uninterrupted service; Wider range of products; Read more Liezel 3 years ago Updated Follow For in-force policies where monthly payments are up to date: Yes, you and your loved ones are covered. Muscular skeletal injuries - 20% of claims. e. Follow. There is no paperwork and a quick quote and application process. Follow their code on GitHub. LifeReturns ® is a modern approach to calculating maximum discounts on. The amount that you agree to pay is taken from your bank account for a service or to repay a loan on a date that you decide on. Follow. Income protection insurance is designed to replace your income based on your annual earnings in the 12 months prior to your illness or injury. Group income protection covers any condition or injury that prevents an employee working long-term, whether that’s a physical condition such as a bad back or cancer or a mental health issue such as stress or depression. The amount that you agree to pay is taken from your bank account for a service or to repay a loan on a date that you decide on. Our estimates are only a gauge of costs – your age, gender and occupation all impact how much you will pay. Group income protection is a business insurance that provides members of the insurance scheme with cover against sickness or injury that makes them unable to work. This protects against potential. 97. Get quoted and covered online in under 10 minutes with Sanlam Indie, or speak to a Sanlam financial adviser about a. With the backing of a well-established brand with years of experience in the financial services sector, we take a fresh approach to financial services. These includes: The plan owner. Metropolitan GetUp helps. We get you. | Metropolitan GetUp is the digital-direct offering of Metropolitan and part of the Momentum Metropolitan Group. Changes or additions in. Life partner(s), parents or extended family members covered on the pl. English (US) English (ZA) English (ZA)Do you have a complaint? MetGetUp. 5 Metropolitan GetUp Life Hacks. Up to RM500/day (up to 30 days) for hospitalisation. Step 2: Make sure you’re on the “LOGIN” tab – Enter your Username & Password.