We do all our quotes via telephone. Whole life cover, guaranteed to remain in force for the insured’s entire lifetime. Why OUT is better than in. Children up to the age of 21 will be covered, or up to the age of 25 if they are full-time students. Find a Branch. We’ll make sure to offer you the best funeral cover services available in. March 9, 2023. Cover up to 20 family members on one plan. The right funeral policy will provide cover not just for you, but for your whole family including your life partner and children. Other important things to know are that: • Old Mutual Funeral cover that is R50, 000 or below is not underwritten (no medical tests or health related questions) has a waiting period of up to 6 months. Mutual of Omaha is generally the best policy for seniors 45-85 because there is no waiting period, you can buy up to $50,000 in coverage, and the cost is lower than other providers. 00 for the main member. FAQ | Metropolitan - Ransome v. These large funeral expenses don’t even include extra costs associated with the cemetery, monument, marker, flowers, and other miscellaneous charges that can quickly add up. Covers up to a maximum of 10 extended family members (including home. Funeral cover. . Daily cash pay-out option for hospitalisation. Additional life cover of up to N$ 200 000, without any underwriting. 00. 3: Benefits: 3. Sanlam Life Insurance Limited is a licensed life insurer, authorised financial services provider and a registered credit provider (NCRCP43). Funeral cover you can trust. When should you get funeral cover? Funeral cover can be taken out for people between the ages of 18 and 65. August 22, 1961 - April 20, 2018. At age 65, his retirement age, Mr Jones will be insured for R30 000. co. 12 monthly pay-outs when you or your spouse/partner dies. Vimlawathee Pillay. This is the best way to stay protected. Talk to us now for the best life cover. Please contact me urgently Thank You. You can choose between a 6-month or 12-month payout period. Cover yourself and immediate family for up to R80 000. We present an affordable funeral cover that covers you and your family, plus our funeral cover is fully customizable and lets him cover up to 20 people on. Claim via WhatsApp or online. the amount you’ve invested in the bonds is under the Funeral Bond Allowable Limit. Read Metropolitan Funeral Chapels, Inc. The coverage allows you or a loved one to have the well-deserved dignified burial that’s envisioned. In South Africa, the average funeral costs between R12 000 and R60 000, while more expensive funerals can cost as much as R150 000. Read more. Life partner(s), parents or extended family members covered on the plan must be younger than 85 year old to be added to the funeral plan. Life & Health. Metropolitan Funeral Plan Quotes. This policy starts at R70 per month and covers the policyholder for up to R75,000 and R60,000 for all the other family members. 1: Description of what you are covered for Funeral benefit The Funeral benefit will pay out a Benefit Amount when any of the Lives Assured under this policy dies. Yes, there are age limits for funeral cover. Here’s how this standalone plan works: If you are 14 to 64 years old, you can get cover from R150 000 up to R1 500 000. Monte’ was born on June 13, 1977 in Norfolk, VA to Martin “Skeeter” Ferguson and the late Katrina Mae Sorrell. Purchasing an Irrevocable Funeral Trust is one such way, as funds that go into this type of trust do not count as assets for Medicaid eligibility purposes. Fax: 021 674 0951. We have 4 funeral products, each with its own unique benefits, which you can choose. 1. Our numbers if you need them. Online claim process. Not only does this plan take care of the pensioners in the family but it takes care of the entire family. All family members1Life Funeral Cover. Receive a double payout for accidental death. Choose a level of cover that suits you. What is the age limit for Old Mutual funeral cover? The maximum entry age for the policyholder is 65 and dependent children must be younger than 21 (26 if they are full time students) when you apply. **The R29/month (Standard Funeral Plan) is for someone up to age 19 buying individual cover for R5 000 The R36/month (Comprehensive+ Funeral Plan) is. Valid claims submitted via WhatsApp paid within 4 hours. Helpful Resources Make a funeral claim Life & Health Life Cover Protect your family’s futureyearly cover increases and their impact on the cover amount and premium – Joe has chosen a 10% compulsory yearly premium increase and chose a 10% scheduled yearly cover increase. As a result, it becomes more expensive to take out funeral cover as you get older. Life Cover. Immediate family members. Get funeral cover, starting from just R40 a month. We offer an affordable funeral cover that covers your and your family, plus our funeral cover is fully customizable and lets you cover up to 20 people on one plan. Children (under the age of 21) – Our Family Funeral Benefit covers a maximum of 5 children, up to N$ 20,000. This solution was created with that in mind. A Repatriation benefit. It provides a choice of affordable premiums and sufficient cash benefits to pay for a dignified funeral. Use the life cover calculator to work out how much life cover you can get & what your life insurance policy will cost in South Africa in a few easy steps online. A waiting period of six (6) months for natural causes of death in respect of the member and immediate family will apply; the waiting period in respect of parents is 12 months. Airtime, grocery and education benefits, with R10,000 payout *Tiered based on plan. Why choose the Metropolitan Funeral plan? Explain the cover amounts and payout durations for the Monthly Essentials benefit? What are the age limits for adding the Monthly Essentials benefit for an insured life? What is the Monthly Essentials Beneft? What are the age limits for the Metropolitan Funeral Plan? For claims or queries, please call Absa Life on 0860 227 253. The Metropolitan Funeral Plan offers peace of mind for you and your family during your time of need by providing financial assistance to cover your funeral costs. Home. The additional premium you pay for each extended member will depend on their age. U. These benefits include a Cover Stretch benefit, Life Hacks, a Repatriation benefit and a Payment Protection at age 85 benefit. The Funeral and Immediate Needs benefit gives you and your life partner cover for funeral costs or other urgent expenses on a valid claim. 3. Listed below are your monthly rates (based on your age as of 12/31 of the prior year) as well as those for your spouse/state-registered domestic partner (based on your age as of 12/31 of the prior year). . The age limit often varies from one insurer to the next. Minimum premium (monthly) R70. For example, with the Episodic Funeral Plan, you could have R50,000 for you and your spouse but only R10,000 for your mother. FAQs. Use the life cover calculator to work out how much life cover you can get & what your life insurance policy will cost in South Africa in a few easy steps online. They protect you and your family should something happen that stops you from earning a living. Children 6 to 13 receive 50% of the benefit while those under 6 get 25% (including stillborn babies). How to buy Funeral Cover with PEP. IMPORTANT NOTE: No benefits can be added to the plan if the plan owner exceeds retirement age or age 65. New Business - Online Cashback Funeral Cover - Customer Care - 0861 28 26 21 . What are the Funeral Cover limits? Adults and children 15 years and over: R50,000 each (doubles to R100,000 after 3 years) Children 7 - 14 years: R25,000 each (doubles to R50,000 after 3 years) 📝 NOTE: Any additional cover you add to your original cover amount will only double after 3 years. Cover and benefits for you. 2345 Bush Blvd Birmingham, AL 35218. Cover up to 20 family members on one plan. However, a policy with a cover of R50, 001. Funeral polices is just one of the products offered. Though the Medicaid asset limit varies by states, in 2023, the limit is generally $2,000 for a single applicant. Get my quote Buy cover online Download brochure Want funeral cover? Get in touch with us on: 0860 103 091. Australians over the age of 50 can get affordable funeral cover without any medical questions or health checks because acceptance is guaranteed. Helpful Resources Make a funeral claim Life & Health Life Cover Protect your family’s futureParent Funeral Plan – funeral benefits covering your parents and parents-in-law – the cover is up to R30,000 – age of parents determines premiums – parents and parent-in-law must be younger than 85 years to join. Your parents must live in South Africa. You will have peace of mind knowing that you have. By Staff Reporter. Funeral Bond Allowable limit. Cover can be taken up to P100 000 for: Main life; Life partner; Children 16 years and older; For parents and extended family members, cover can be taken up to P60 000. The individual sets up a burial trust, in which they place funds to cover funeral expenses. Life & Health. We can also help you make the arrangements, because no one should have to do it alone. A parent must be younger than 85 years old when: • you add them to your plan; • you change their cover level; or. Get all funeral component premiums back at the claims. While the starting cover amount is N$100 000 there is no limit to how much cover you can buy. Cover yourself and immediate family for up to R80 000. The plan owner and immediate family members must be18 years or older; and younger than 60 years when you buy or make changes to this plan. Life cover plans tailored to suit your individual needs. We have a dedicated team of about 25 friendly agents just waiting to serve you. Sanlam offers affordable funeral cover and insurance. 1 All children are insured for one premium of just $3 per month…just 10 cents a day. DebiCheck and Debit Order Balance Alert Limit Alert LOTTO and PowerBall Prepaid products Soccer six Traffic fines Debit order switching inContact Online vouchers Payments and Debit Orders DStv Payments. FNB funeral cover. With one plan, you can cover yourself, your immediate and extended family. Children aged 14 to 20 get 100% of the main member cover. Cover starting from just R40 a month. A customisable Metropolitan Funeral Plan gives you flexibility and makes planning for ‘what if’ easier and more affordable. Get up to R80,000 cover for immediate family members – this includes the insured, life partners, and children. obituaries, find service information, send sympathy gifts, or plan and price a funeral in Rochester, NY. us life insurance company amarillo texas, ex smoker life insurance jobs, cash value life insurance northwestern mutual, life insurance policy search by name uk, funeral insurance for 76 year old 2014, metropolitan life insurance weight standards, how much does 500k life insurance cost ontario, lincoln benefit life insurance forms, loyal american life insurance. Additional lives may be added (within the limits above) or existing Lives Assured may be removed, provided the policy is in force. e. If you decide to select the Monthly Essentials and Memorial add-on benefits after signing up for the Metropolitan Funeral Plan online, the total combined cover may not exceed: R100 000 for immediate family (yourself, life partner (s) and Children) R70 000 for parents (legally recognised parents, step-parents, legal guardians, parents-in-law)African Unity’s funeral cover follows the most common benefit split. The outcome of these tests means we may increase your payment or limit the cover we can offer. After age 85, your cover will continue at no further cost. Around we get the most mostly asked questions that clients may need to find answers till that cover or assorted insurance products press services. Contact Dialdirect today for a comprehensive, free funeral cover quote. About THE GetUp Funeral Plan. Make a funeral claim. Why choose the Metropolitan Funeral plan? Explain the cover amounts and payout durations for the Monthly Essentials benefit? What are the age limits for adding the Monthly Essentials benefit for an insured life? What is the Monthly Essentials Beneft? What are the age limits for the Metropolitan Funeral Plan?Funeral cover that you can afford from R40 per month. You can purchase cover for yourself, your immediate family, parents and extended family members. You can cover up to 22 people and an unlimited number of children. Learn more about the benefits and features of the Metropolitan Funeral Plan and how it can give you peace of mind. 855. Your Metropolitan financial adviser can guide you through the process and let you know which forms and. “June” of the 900 block of Maltby Avenue passed away May 7, 2018 in Norfolk, VA. OPM has a contract with the Metropolitan Life Insurance Company (MetLife) to provide this life insurance. Old Mutual Protect Extended Family Funeral Cover pays a single tax-free amount from R5 000 to R50 000 when your brother, sister, parent or other family member dies – this can help cover funeral expenses. Read more. Cover for your children. These exclusions include the following: A 3-month waiting period for cover to be successful under the terms of your policy. The maximum cover amount remains the same, but the entry age for a Child 14 years and older will now be limited to 14-24. 00. Such as compliments, complaints & queries. The Extended Family Funeral Cover caters for the really big families. You can select cover from R5000 – R50 000. Classic Funeral Plan. A Metropolitan Funeral Plan makes planning for 'what if' easier and more affordable – no matter what your family looks like. Supplemental Term Life: An employee-paid coverage option that allows you to purchase additional protection as your needs change over time. The product allows Econet subscriber to register their entire family under one funeral plan with affordable premiums. Metropolitan funeral cover pays an amount of up to R30 000 to members, to afford the funeral service, coffin, tombstone, and catering involved. R3 000. Metropolitan has a couple of exclusions that you need to know when you accept their funeral cover policy. Contact Us. When tragedy strikes, you or your family do not have to worry about money. The payout is immediate. On top of that you get amazing benefits such as a bonus month after 12 paid monthly premiums, pause and play, and your children remain on cover for their entire life (i. When a parent is insured, each child age 15 days to 18 years can become insured for $10,000 and remain covered until age 23. Rates never increase. Funeral Metropolitan Funeral Plan. PAY : Pay for starter pack at the till point in any of our. Funeral cover of up to R100,000 per person. The Standard Bank Funeral Cover is a funeral plan that provides a maximum cover of R100,000. za. You can only access your money from age 55. MetLife has an administrative office called the Office of Federal Employees’ Group. Whole life cover, guaranteed to remain in force for the insured’s entire lifetime. The benefits are optional and can be chosen per life insured. Make claims, manage your policy, get tax certificates and request withdrawals – all right here in our easy to use service hub. Payout between R10,000 and R50,000. If you don’t buy life insurance by age 85, only two companies take on applicants who are 86-90 years old. There are two types of funeral cover you can purchase for your parents. With the AVBOB funeral plan, you know you get a well-established provider. Wide variety of benefits: You can cover yourself, immediate family members, parents (including legal guardians) and extended family members. co. As the plan owner, you must be 18 years or older but younger than 60 years when buying or making changes to the funeral plan. Cover for you, your immediate and extended family members. Get funeral cover that helps your family access cash during their time of need so they don't have to worry about. You can view the Assupol funeral cover prices in the official Assupol PDF brochure here. 2. Irrevocable funeral trusts are relatively. Office Of Personnel Management 3 Optional Insurance If you have Basic insurance, you may also elect. Some insurers may provide additional cover for seniors over the age of 65. Member P295; Member & Spouse P565; Additional Member P290; 6 Children below 21: Free; Free Children Cover: 16 - 24 years P50 000 Value Service: P40 000, Cash P10 000,Adjust your amount of cover. Protect your whole family on one plan Metropolitan is making a dignified funeral accessible to your whole family in one plan. These benefits include: A Funeral benefit. funeral plan. Immediate family (yourself, life partner(s) and Children): up to R80 000 Parents (legally recognised parents, tep-parents, legal guardians, parents-in-law): up to R50 000 Extended family (grandpar. Step 7: Valid claims are paid into your bank account. 2. Funeral Metropolitan Funeral Draft. Monthly premiums start from R21 if you’re aged 18-24 years old and you take up R5,000 cover for yourself. What are the age limits for the Metropolitan Funeral Plan?. What are the waiting periods when I fuse my old funeral policies into a new one with Metropolitan GetUp?. Metropolitan Life funeral policies start at R36 per month, and these premiums will go into covering you for as much as R50-000 depending on your risk profile and type of cover you require. Cremation can cost anywhere from R5000 – R10000 and burial costs even more. 18 - 74 years for the primary member, parents & extended family up to 85. You can purchase your funeral cover via Money app, Online Banking, Cellphone Banking - dial *120*001#, through our call centre (0800 555 111) or through one of the bankers in the branch. as illness or old age) during the term you’ve chosen: - up to R50 000 each for four biological brothers and sisters - up to R50 000. No age limit will apply to a CHILD who is incapacitated from maintaining himself by mental or physical infirmity, provided such CHILD is wholly dependent on the. Get quote. FAQs. Get cover from R2,500 to R12,500. NO, my business is not officially registered (in other words it is an informal business) NO, my business is only registered in another country, not SA. You do not require to attend or provide any medical records. co. LifeReturns ® is a modern approach to calculating maximum discounts on your monthly life cover. Our funeral planning tool helps you plan your funeral event and work out the costs related to your funeral ceremony, the pre-funeral and post-funeral events to ensure that your funeral cover is enough to cover your needs. † Covers all eligible childrenWe can also help you make the arrangements, because no one should have to do it alone. Your feedback matters. using prepaid funds in advance (kept with a funeral home) getting funds released from banks or other financial institutions. According to the National Funeral Directors Association, the median funeral cost in the United States in 2019 ranged from $6,645 for a cremation with a viewing and memorial service to $9,135 for a funeral with a viewing, service and vault. HealthCare. Pay us a visit. If you buy a 10-year term at age 80, it will terminate at age 90, leaving you uninsured. This is as per the Insurance Act. Life & Health. Extended family members. Pep Funeral Insurance is easy to buy – all you need to do is take your ID book to any of their stores within the borders of South Africa. If you decide to make use of AVBOB funeral services, they can arrange everything from under one roof. Terms and Conditions. Double accidental death benefit for you and your spouse of up to P100 000 combined. Life & Health. even when they exceed 21 years in age). His starting cover is N$100 000 and his starting premium is N$200. Pick any add-ons that you want on your. Telephone Number: (012) 663-4932. When you apply for a policy, it is vital to use a trusted business. In fact, most carriers offering final expense products have a lower age limit for qualification. More about Funeral Cover. The table below shows the waiting periods alongside other details such as maximum cover, entry ages and maximum number of claims. To take out a funeral plan a plan owner must be: • 18 years or older; and. NOTICE TO THE BUYER: This policy may not cover all of the costs associated with long-term care incurred by the buyer during the period of coverage. Cover for up to 24 family members on one policy. A premium skip used also counts as a premium paid. Feedback & queries. A funeral policy pays out a set sum in the event of a death by accidental or natural causes. This is the best way to stay protected. Remember there are waiting periods that apply, check your policy documents. Funeral cover and added benefits up to R100 000 is available per member covered. Generally, anyone below 65 can get funeral cover and add family members such as a spouse, children, siblings, parents and grandparents. Monte’ knew the Lord and accepted Jesus Christ as his Lord and. Get flexible funeral cover for you, your family, and household team at an affordable, personalised premium. Make a funeral demand. Buy online today in minutes with no paperwork required and save 40% on your monthly premiums. A final expense death benefit is guaranteed. Are you ready to get a free quote? To get started, all you need to do is complete a contact form. With one plan, you can cover yourself, your immediate and extended family. When tragedy strikes, you or your family do not have to worry about money. We only offer Metropolitan funeral cover quotes. co. You can take out funeral cover anytime between the age of 18 and 64. Obituary. Metropolitan Funeral Plan. Funeral plans are designed to help you plan ahead. Select the cover option best suited to your needs. When your plan starts, you will receive one premium skip immediately. Condolences. documents. Feedback & queries. cover their family members without the main-member being covered Funeral plan Sales Consultant:_____ _____ Contacts:_____ _____ FUNERAL BENEFIT The Funeral Benefit is the funeral cover selected by the policy owner for each participant on the policy. For example, if 50% of premium is collected, 50% of cover will be applicable. What can Funeral Cover Provide You with? Among its numerous advantages, Funeral Cover. They protect you and your family should something happen that stops you from earning a living. Parents and extended family members must be18 years or old. FAQs. So, you can cover your 60-year-old parents, your 70-year-old parents-in-law, or even your 80-year-old adoptive parent. With all the required documentation handed in with a claim, it will be paid within 24 hours*. The Funeral and Immediate Needs benefit gives you and your life partner cover for funeral. All family members need to be under the age of 75 to apply for this plan. Funeral cover plans are available to people of all ages; however, some aspects of the cover may be subject to an age limit. Here ourselves answer the maximum frequently asked questions which clients may need at find answers to that cover or various insurance. Get funeral cover that helps your family access cash during their time of need so they don't have to worry about. We’ll make sure to offer you the best funeral cover services available in. That is because funeral cover is designed to take care of the costs associated with a funeral alone. These includes: The plan owner. co. The age limits apply to both the policyholders (that is the person taking out/paying for the policy but who isn’t also an insured person on parents cover) and the insured person (that is the person on whose death the funeral cover is payable). The coverage allows you or a loved one to have the well-deserved dignified burial that’s envisioned. Given the high cost of funerals, having a burial insurance policy can help relieve any costs your loved ones face due to your passing. Helpful Resources. Use the money to pay for things like medical bills, a caregiver to look after children or to cover a temporary loss of income. A parent must be younger than 85 years old when: • you add them to your plan; • you change their cover level; or. How to buy Funeral Cover with PEP. Funeral cover for parents or parents-in-law. Free Quotes from SA's Top Providers. We will then increase your cover amounts automatically on your policy anniversary date. Adults are covered from 18 years of age up to senior citizens. It also includes your children, even if they turn 21. The Main Life Assured is given the option to include family members and extended family members under the funeral cover at an additional cost. Your Metropolitan financial adviser can guide you through the process and let you know which forms. Why do I need a funeral plan? Although we do not like to think about it much – the day will come when death will occur in your family and/or extended family. yearly cover increases and their impact on the cover amount and premium – Joe has chosen a 10% compulsory yearly premium increase and chose a 10% scheduled yearly cover increase. Debit Order Selection. The age limit applicable for extended family members and parents is 18 (eighteen) years to 75. The payout is immediate. Funeral Cover Accidental Death Cover Monthly Premium Per Day Covered Employee: R15 000 R30 000 R39. Please note: If you are 60 years or older, you can still be covered for on the Metropolitan Funeral Plan but. PEP Funeral Cover. Find a Branch. as illness or old age) during the term you’ve chosen: - up to N$50 000 each for four biological brothers and sisters - up to. Just Funeral; Entry Age: 18 - 64 years for the primary member, parents & extended family up to 85. Some providers will not have an age limit. You can add up to eight children to one funeral policy. 6771. Request a call back. 1 of 4. 0860 724 724. Funeral Cover: Plan ahead and provide your family with peace of mind. Our numbers if you need them. Get funeral cover, starting from just R40 a month. There are products available to cover almost every age. You can view the Assupol funeral cover prices in the official Assupol PDF brochure here. You have the option to purchase Supplemental Term Life Insurance. You will have peace of mind knowing that you have. Most notably, the ages and cover levels. Get started. 0860 724 724. 0860 724 724. help@assupol. We cover you as you are. By having a Funeral Plan, you can reduce the financial burden that the cost of a funeral may present. You can take out funeral cover anytime between the age of 18 and 64. Preiss clarified that for children younger than six years old there is a maximum of amount R10, 000 in funeral cover that can be taken out. • you add additional benefits. A maximum of 8 extended family members can be added. irrevocable funeral trust, an important strategy for medicaid planning. P100 000. Magwegwe says high-income earners don't usually have funeral policies because they have life policies. Our aspirant, long-term ambition is to have a product in every emerging market household, double our gross new business issued, and achieve a new business margin of 5%. Up to 20 people can be covered on a GetUp funeral plan. Preserve assets from nursing homes and qualify for medicaid benefits fast. Make a funeral and life insurance claim. OR Call us, we'll guide you step by step. On a plan with cover for life you stop making payments at age 85, but you have cover until you pass away. 5. You can also choose a premium that fits your budget and we’ll. Home. Get In Touch Suite 106 B&C – Lougardia Building 1262 Embankment Rd Centurion 0157 info@inshoor. The time immediately following the death of a family member is traumatic. So, let’s say you’ve insured yourself, your spouse. Find a Branch. 3. Get answers to common questions. Yes, there are age limits for funeral cover. Email Address: info@inshoor. 0860 724 724. The insured amount is set at a particular limit (eg, $10,000) or age (eg, 90) and you. A Value Protection benefit (which can be removed or changed post sign-up) Once you have signed up you are free. Find a Branch. At Metropolitan you can choose cover from R5 000 up to R100 000 to cater for your specific needs. This increase is designed to help protect your funeral cover against future increases in the cost of a funeral, also known as inflation. After 1 year, his new cover is N$110 000 (N$100 000 + N$10 000 (10% * N$100 000)). The Momentum Metropolitan Funeral Cover . We can also help you make the arrangements, because no one should have to do it alone. Metropolitan Life Funeral Benefits. Step 4: Confirm all details and submit the claim. Final expense life insurance, also known as burial insurance or funeral insurance, is a type of no medical exam whole life insurance meant to pay for your end-of-life costs. This money is tax-free and can be used in whatever way the beneficiary sees fit – including emergency and general living expenses. Almost all states impose a limit on the amount of money that can be placed in a funeral trust. Premiums will be determined subject on the level of cover you need. PROVIDE INFORMATION: The policy holder’s South African ID book. Two contact numbers. Generally, anyone below 65 can get funeral cover and add family members such as a spouse, children, siblings, parents and grandparents. Children up to the age of 21 will be covered, or up to the age of 25 if they are full-time students. Cover for up to 24 family members on one policy. the amount you’ve invested in the bonds is under the Funeral Bond Allowable Limit. Partner – Add a small amount to your monthly funeral insurance payment and cover your partner or spouse for up to N$ 50,000. Email Address: info@inshoor. Adviser Login About Careers Business Contact us. • You can add benefits to your Funeral Plans at an extra cost. In the case of death, beneficiaries can expect a payout of R2,500-12,500 from their. Member children (under 21 years and unmarried or students up to 25) and parents/ parents-in-law (under 85 years old); no age limit for dependent children with mental or physical disability and; Member family and. Funeral Metropolitan Funeral Draft. It is designed to ease the financial burden of funeral costs and other debts via a guaranteed death benefit payout. Your beneficiaries receive the full cover amount plus all the premiums for the deceased member, with a valid death claim. Our Metropolitan policy claims process is one of the most efficient in the industry. What are the age limits for the Metropolitan Funeral Plan? How old must a person be to take out a Metropolitan Funeral Plan? See all 13 articles Funeral consolidation. Your parents can be your:• legally recognised parents;• step-parents;• legal guardians; or• parents-in-law A. Policy Options. Don’t buy a term policy to cover funeral costs.