I think Mr. Our annuity experts are also available to answer any of the question or concerns that you. And, this money doesn’t necessarily have to be your hard-earned retirement savings. Ameritas describes the Compass Index Annuity as a product that offers the following benefits: Upside potential. If you’re still considering the Navigator Elite MVA annuity from. The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time)The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. This includes comparing different annuities side-by-side – and we. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. Annuity Gator Annuity Gator Reviews 350 • Excellent 4. By delving into the good, the bad, and yes, sometimes even the ugly — you’ll find everything you need to know for determining whether or not a particular annuity may (or may not) be right for you. Headquartered in Newport Beach, California, Pacific Life. How Do Annuities Work; What is a Retirement Annuity? What is Annuity Income? Annuity Types. Our annuity ranking software will help you compare the best annuities for retirement and recommend a customized annuity strategy, so you can get the most bang for your buck. Annuity Basics. Retirement annuities (or RA’s) are a type of fund in terms of the Pension Funds Act in that they are tax-advantaged investment vehicles designed for individual investors (versus. Annuity Gator connects its customers to a wide range of annuity providers. With an indexed annuity, the return is based in large part on an underlying market index, such as the S&P 500. This quiz takes about 30 seconds to fill out and will help you identify which type of annuity may be right for you. 75%. com Visit this website Write a review 4. As of mid-2019, Equitable had more than $952 million in admitted assets, which is a 96% increase from just one year prior. The Annuity Gator’s End Take on the Lincoln ChoicePlus Assurance Variable Annuity Where it works best: For investors who have a high tolerance for risk. In addition, there is an annual service charge of $35, up to a maximum of $50. Despite the current volatility in the. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Learn More About Me. Calculate all of the annuity fees (some annuities have obscure fees). Annuities Explained. The smart way to get honest annuity guidance. As of year-end 2018, American Equity. Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. Where it works best: This annuity will generally work the best for those who are looking for: Safety of principal Slow but steady growth. As a source of guaranteed income delivered by a reputable company. The Annuity Gator’s End Take on the Transamerica Income Edge 1. The MYGA Plus is a multi-year guaranteed, single-premium deferred fixed annuity with an IndexLinked Option offered by Ibexis Life & Annuity Insurance. Learn More About Me. The Annuity Gator’s End Take on the Sun America Polaris Variable Annuity Where it works best:According to the TIAA brochure, the Single Premium Immediate Annuity is a product that allows you to “build retirement income your way. The Annuity Gator’s End Take on the AXA Structured Capital Strategies Variable Annuity Where it works best: When considering the AXA Structured Capital Strategies annuity, it can often work best in scenarios where an investor wants to be invested in the market, but yet is concerned with taking on too much market risk. Income that can keep pace with inflation and market growth. 25%. 2 Living Benefit Rider The Transamerica Income Edge 1. The Annuity Gator’s End Take on the F&G Next Generation Accumulation Annuity – Power Accumulator Where it works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principalThe Annuity Gator’s End Take on the Midland National Life Paragon Plus 14 Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. But it will typically work the best for those who are seeking the following attributes:The Annuity Gator’s End Take on the Lincoln Impact Advantage Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal; Guaranteed income in retirementWhile an annuity can provide you with a stable income source in retirement, not all annuities operate the same. As a source of guaranteed income delivered by a. At Annuity Gator, our mission is to educate consumers on all things annuity. With this annuity, you can garner a number of nice benefits, including: The Milestone MYGA 5 offers a guaranteed fixed rate of interest for five years – regardless of what happens in the market. The Annuity Gator’s End Take on the Athene Ascent 10 Bonus 2. Annuity Gator educates investors on the benefits and advantages of choosing to invest in annuities. For any annuity-related questions you may have, feel free to reach out to us directly at (888) 440-2468, or send us an email. Just reach out to us by calling our annuity hotline at 888-440-2468 or fill out this confidential. Annuity Gator sent 3 emails to confirm my phone appointment, but when the time came, their agent totally forgot about it. The Annuity Gator’s End Take on the Nationwide Life Destination Architect 2. Fisher is spot on in sharing the importance of keeping costs low. Our team of experienced financial professionals is dedicated to doing the work of investigating the terms, fees, and costs of annuity investments being sold today and then explaining these complicated investments in a way that. ) By paying this fee, your money will grow or step-up in a separate account. Identify the long-term impact of your annuity fees (on your annual returns, initial deposit, and income). Your choice of interest rate guarantee periods. The Annuity Gator’s End Take on the Allianz 222 Annuity with Protected Income Value (PIV): Where it works best: For producing a reliable, “pension-like” guaranteed income stream / lifetime withdrawals (although there are other annuities with higher guaranteed income at this time) Annuity Gator pledges only to recommend annuities that are the right fit for your retirement funding and circumstances. The Annuity Gator’s End Take on the Atlantic Coast Life Retirement Plus Multiplier Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; A long-term commitment to the. The Annuity Gator’s End Take on the Pacific Life Pacific Index Foundation Fixed Index Annuity Where it works best: The Pacific Index Foundation fixed indexed annuity could be a viable choice for you if you are seeking the following: Protection of your principal; The potential for higher growth than with a regular fixed annuity or CDThe Annuity Gator’s End Take on the Midland National Dynamic Choice 5 Year Annuity Where it works best: This particular annuity will typically work the best for those who are looking for the following benefits: A short-term interest rate guarantee – in this case, five years; Safety of principal; Guaranteed lifetime income in the futureThe Annuity Gator’s End Take on the Sentinel Security Life Guaranteed Income Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income; Safety of principal; Slow and steady growth over time; Where it works the worst: This annuity may not be an ideal fit if you:At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. He. Annuity Gator – Ryan Smith Bio. The Annuity Gator’s End Take on the American Equity Bonus Gold Annuity Review Where it works best: For producing a reliable, “pension-like” guaranteed income stream (although there are other annuities with higher guaranteed income at this time) For producing an income for life that cannot be outlived by a surviving spouse Annuity details can be somewhat cumbersome to digest. If you’re still considering the Farm Bureau Select IV New Money 4. While the fixed rate period is five years on all of these options, the rate can vary, typically being higher with the longer surrender periods. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies based on your goals and needs. The Balanced Choice Annuity Elevate (BCA Elevate) is a Fixed Indexed Annuity (FIA) that offers racy indexing options for investors who are looking to park their income money where it can earn more secure returns. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. The insurance company that offers the annuity that you select will then compensate us for helping you find the right annuity. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Annuity gator has educating videos and… Annuity gator has educating videos and articles for you to make decisions with out trying to sell you products, I was paired up with a wonderful money manager to talk with and go over several different plans for my wife and myself. Consultations with the company are free. According to the Allianz Endurance Plus Annuity Product Profile [/desktoponly] Thereafter. Annuity Gator. The Annuity Gator’s End Take on the Northwestern Mutual Select Platinum Annuity Where it works best: There are several areas where this annuity could work well, such as for those who are seeking: Protection of principal – regardless of what occurs in the market A set interest rate for a guaranteed period of timeOur experts place a key focus on retirement income and related needs. Plus, if you withdraw funds from the annuity when you are under. We have been at this for quite some time now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. The Annuity Gator’s End Take on the Protective Life Insurance Company’s Income Creator Annuity. The contract also offers a 2% interest bonus in the first contract year and a 1% interest bonus in the second. 00%. A 200% guaranteed withdrawal benefit that guarantees to double your income, provided that you wait until the later of 12 years or age 70 to begin taking your withdrawals. Best. David was extremely helpful from start to finish. In many ways, buffer annuities are structured like regular fixed indexed annuities, except in the case of a buffer annuity, your principal is not. Annuity Gator Terry Heys, CEO of Annuity Gator This is where text would go about annuities and explaining the video telling people why annuities are the way to. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Annuity Gator is an annuity marketplace, allowing customers to compare to annuities to find the best option. Despite the current volatility in the market and the low. The company’s assets under management were in excess of $77 billion, with 2018 revenue of $2. The Capital Bonus 2 Fixed Annuity is described by Horace Mann as a fixed product that offers non-guaranteed interest bonuses in the first two contract years. These updates include funds that have been merged into the annuity that was not previously available. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up all over the. We launched our educational blog to provide objective and helpful information to help you financially prepare for retirement. The Annuity Gator’s End Take on the Lincoln Financial Lifetime Income Edge Fixed Index Annuity Where it works best: The Lincoln Financial Lifetime Income Edge Fixed Index Annuity may be a viable option for you if you are looking for: Protection of your principal; The potential for higher growth; A lifetime stream of guaranteed incomeThe Annuity Gator’s End Take on the AXA Retirement Cornerstone Variable Annuity Where it works best: If you are considering the AXA Retirement Cornerstone annuity, it may work best for those who want to be invested for market growth – and also want the opportunity to diversify funds – along with having the opportunity for retirement. Downside protection. Buffer annuities allow you to take part in the growth of one or more underlying market indexes (such as the S&P 500), while at the same time keeping your account from incurring a set amount of loss. Watch Our Client CASE STUDY Video: See How We Helped One Couple Retire 5 Years Early, With A Complete Retirement Strategy (Make sure your sound is turned on, also please wait up to 10 seconds for the video to load)Here at Annuity Gator, we provide you with annuity reviews that are thorough and independent – so we are objective about the information that we offer. For instance, the Better Business Bureau has given Athene an overall grade of C-. That being said, there are still some ways to determine whether or not to. These charges will start at 9% and grade down each year until year ten. (Then, following the initial guaranteed option period, renewal interest rates. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Hi Ken – Thank you for your comment. Competitive interest rates. Overall, given the low return that the Allianz 222 annuity has produced of. Welcome. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. The Annuity Gator’s End Take on the Lincoln Financial MYGuarantee Plus Deferred Fixed Annuity Where it works the best: If you want to lock into a set interest rate (for a set period of time) If you want to ensure that your principal is safe; If. Annuity Gator customer service is available. If you’re still considering the Fidelity FG Guarantee. After waiting 20 minutes, I called in to inquire what was going on, and then about 1/2 hour later, Brian called acting as if nothing were wrong. As of year-end 2018, The State Life Insurance Company held roughly $8. Learn More About Me. The Annuity Gator’s End Take on the Global Atlantic ForeAccumulation ll Fixed Indexed Annuity. M. It’s our firm belief that when. The Annuity Gator’s End Take on the Guardian Secure Future Income Deferred Income Annuity Where it works the best: This annuity could be a good option for those who: Anticipate a long life; Will need retirement income in the extended future; Are seeking a guaranteed income;The Polaris annuity also has a surrender charge for the first seven years. Despite the current volatility in the market and the elevated. Our primary focus is on helping consumers and financial advisors to better understand how these products work, and where annuities may or may not fit in the overall planning process. (There are several other rate guarantee periods also available on the Solutions MYG annuities). The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. American Equity Investment Life offers a variety of annuities, including: Fixed Fixed Index Immediate Traditional fixed annuities can help you to. (The. As a source of guaranteed income delivered by a reliable company. I help clients all over the country find ways to. But the tradeoff here is these riders oftentimes require an added expense. Despite the current volatility in the market and the low. We. As with other variable annuity products, there are also additional charges, based on the underlying investments that are selected. The Annuity Gator’s End Take on the Nationwide Life Nationwide Summit AnnuityThe Annuity Gator’s End Take on the Great American AssuranceSelect 7 Plus Annuity Where it works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those. 75% to 6%, depending on your age and the income. The Lifetime Income Benefit with the IAV rate of 5. Since its inception, this company – which began as a family-owned entity in Lansing, Michigan – has grown into a multi-billion dollar insurance carrier. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Again no pressure to buy anything. The Annuity Gator’s End Take On Preference Plus MetLife Variable Annuity Where it works best: For producing a reliable, “pension-like” guaranteed income stream (so long as “Fixed Income” option is elected to guaranteed a consistent income payout) For producing an income for life that cannot be outlived by a surviving spouse According to the Allianz Endurance Plus Annuity Product Profile, this is a fixed indexed deferred annuity that offers a bonus and enhanced interest that is added to the product’s Enhanced Withdrawal Benefit (EWB) value. Considered strong and stable financially, Upstream has been assigned a B++ rating from A. At Annuity Gator, we specialize in educating consumers – and financial advisors – on how to secure streams of reliable, ongoing income in retirement, which can alleviate the concern about running out of money when you need it the most. S. The minimum fee for this feature is . For. Feel free to contact us directly by phone at (888) 440-2468 and chat with one of our annuity specialists. Fixed index annuities offer their holders a set amount of interest that is credited on an annual basis. Opening Thoughts on the Fidelity Personal Retirement Annuity Fidelity is a fairly well-known name in the financial arena. The F&G Dynamic Accumulator annuity is actually an offshoot of the basic fixed indexed annuity. S If you would like to read more of our VOYA Financial annuity reviews here is a link to check out: Voya Life Guarantee Choice Fixed Deferred Annuity . This annuity allows you to turn a lump sum of money into a steady income stream right way. The Annuity Gator’s End Take on the Athene Agility 7-Year Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in. An accumulation vehicle for someone who needs access to their money. It is rated highly by the insurer rating agencies, with an A- (Excellent) from A. The NWL Global Lookback is a Fixed Index Annuity very different than anything I’ve seen on the market. This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. Nobody likes that. Annual withdrawals of 3. Likewise, there is also a fee to add the optional guaranteed minimum death benefit. Based in Boston, this large financial services company holds (as of September 30, 2017) roughly $6. For investors who have a family history of life longevity. 40%. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Here, we strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. So, if you have questions or want to learn more, contact us directly by calling (888) 440-2468 or you can send us an email through our secure online contact form. My name is Ryan McNeill. It may take a couple of days to be placed on our site, so please check back later this week or early next to read over the information on this. Despite the current volatility in the. The Annuity Gator’s End Take on Canvas Annuity At Annuity Gator, we feel that annuities are good financial options – provided that they are purchased for the right reasons. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Despite the current volatility in the market and the low. The Solutions MYG6 annuity is described as a multi-year guarantee annuity (MYGA) that provides a guaranteed interest rate period of six years. That’s where the Annuity Gator comes in. The company offers more than 100 in-depth company reviews, a free online quiz, and free consultations with no obligation. According to the Allianz Life 360 Annuity brochure, a surrender charge may also be assessed to you if you begin your income stream prior to the sixth contract year in which you have the annuity. We can be reached by phone at (888) 440-2468 , or by sending us an. That’s where Annuity Gator comes in! At Annuity Gator, our primary mission is on educating consumers – as well as financial advisors – on how annuities work, and whether or not one may be the right choice. As with most other annuities, the Indexed Annuity II from Protective will also charge a surrender fee if you withdraw more than 10% of the annuity’s contract value within the surrender period. Use the form on our website and one of the AnnuityGator. schedule your web demo. They use a combination of. com team members will personally. For the full year 2019, United Heritage Life Insurance Company took in nearly $102 million in insurance and annuity premium for a net income in excess of $5 million. Annuity Gator, Cortaro, Arizona. The Principal Financial Group (often simply referred to as The Principal) is a global financial investment management leader that is headquartered in Des Moines, Iowa. An amount is automatically withdrawn from your portfolio annually, usually 4 percent, and this amount is increased every year for inflation. Despite the current volatility in the market and the low-interest. How to get guaranteed increasing income for the rest of your life. The company’s mission is to dispense honest guidance,. So, the range of total annual portfolio operating expenses – including investment advisory fees, 12b1 fees, and other expenses as a percentage of the average portfolio assets – can range between . Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity recommendations; we are not beholden to any. The Annuity Gator’s End Take on the Jackson National Life BonusMAX Two Annuity Where it works best: The Jackson National BonusMAX Two annuity may work the best for those who are looking for the following: Safety of principal; Guaranteed lifetime income; Guaranteed rate protection – at least for a short period of time after purchasing the. The amount of this charge will depend on the interest rate guarantee that is chosen – either a 5-year, 7-year, or 10-year. The Annuity Gator’s End Take on the Nationwide INCOME Promise Select Annuity Even though an immediate annuity isn’t the right option for everyone, there are some scenarios where it could fit in quite nicely. 50% in Year 10, until they reach 0% in Year 11 and thereafter. This annuity guarantees that these income payments will last for a specified period of time, or even for the remainder. 6:01 AM, 22 March 2019 . The Annuity Gator’s End Take on Canvas Annuity At Annuity Gator, we feel that annuities are good financial options – provided that they are purchased for the right reasons. Best, and an A- (Strong) from Standard & Poor’s. have an annuity question? Our Advisors. ”. In 2018, on top of the $18,000 regular limit to a 401 (k) plan, workers 50 and older can add an additional $6,000 per year in catch-up contributions. Sources Retirement Uses for Your Health Savings Account (HSA). The Annuity Gator’s Take on the American Equity Foundation Gold Annuity Where it works best: For instance, if the participation rate is 80%, then your annuity will only be credited with 80% of the return on the index. Before purchasing any investment product be sure to do your own due diligence and consult a properly licensed professional should you have specific questions as they relate to. As of year-end 2018, American Equity. On the USAA website, the Extended Guarantee Annuity is described as a deferred fixed annuity product where you can put in a lump sum of money and earn a guaranteed interest rate for a certain period of time. The Annuity Gator’s End Take on the Atlantic Coast Life Safe Haven 5 Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. If you’re still considering the Safe Haven 5 annuity from Atlantic Coast Life Insurance. The company held approximately $158 billion in total assets as of year-end 2017, as well as more than $11. Independent annuity professionals provide honest. 4 billion in operating revenues and operating income in excess of $774 million,. 35% respectively. I requested money from my Athene Annuity to repair an extremely damaged roof. Annuities are a highly unique. Annuity Gator provided the contact with Joshua, and I am glad they did. Annuity Gator helps people research and compare annuities with free information and advice from licensed professionals. A Fixed Index Annuity (FIA) is a simple contract between you and an insurance company, but it’s often called a hybrid annuity. With this annuity, there is an annual insurance charge of 0. So, in order to find the one that may be best for you, it is recommended that you discuss all of your potential options with an annuity specialist. At Annuity Gator, we take the frustration out of shopping for annuities. Independent annuity professionals provide honest advice, better products and personalized products for your situation. The representative also went into detail and explained to me the pros and cons of my annuity. In fact, within a relatively short time for an insurer. I help clients all over the country find ways to generate more retirement income while securely protecting their money during these turbulent times. Annuities are not usually associated with the best way for that. The Annuity Gators End-Take on the Transamerica Variable Annuity Series C-Share. 0 Fixed Index Annuity with Income Rider 1: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal The Annuity Gator Podcast “Our podcast features ideas, tips and tricks to help you achieve your dream retirement. 0 Where it works the best: You may want to consider the Prudential HDLI v3. Annuity Gator is a trusted source of independent and transparent annuity guidance and recommendations. Annuity Gator is a trusted source of independent and transparent annuity guidance and recommendations. The Annuity Gator’s End Take on the American Legend III Fixed Indexed Annuity from Great American Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementThe Annuity Gator’s End Take on the New York Life Guaranteed Future Income ll DIA Where this annuity may work best: The New York Life Guaranteed Future Income ll Deferred Income Annuity may be a good option for you if you: Anticipate a long lifespan; Will need retirement income in the extended future;Hidden costs and fund participation rate variances explained by Annuity Gator. For investors who have a high tolerance for risk. The company specializes in annuities, as well as mutual funds, retirement plans, and life insurance coverage. We want you to be able to determine for yourself whether or not the annuity that is being discussed truly makes sense for your specific goals and needs. Nationwide has a history of strength that has lasted for more than 90 years, and today it is one of the largest insurance and financial services companies in the world. The Annuity Gator’s End Take on the Athene Agility 10 Annuity Where it works the best: The Athene Agility 10 Year Fixed Indexed annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth;The Annuity Gator’s End Take On The Prudential Variable Annuity. 0 Variable Annuity Where the annuity works best: As a variable annuity, the Nationwide Life Destination Architect 2. These fees include an annual contract maintenance. The future results can be an essential factor, though, as they can ultimately make a difference in how your annuity performs – and in turn, how much income you can garner from the annuity in retirement. The product literature for the Reliance Standard Life Apollo MVA annuity describes this product as being “a smart choice for safety conscious individuals seeking financial security. We have been doing this very well for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping. Learn More About Me. Basically, it has an option that tracks 4 different equity indexes and after a year is complete it “looks back” at the four and allocates your money retroactively toward the index that performs the best. At Annuity Gator, we are a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. Learn More About Me. And, if you choose the lifetime income option, this. Protection from loss in a down market. (The company also earned a #2 ranking by Wink for overall carrier, and a #10 ranking for MYGA annuities – in the independent. The company is not an annuities broker and it’s not an insurance company. send a question. I received a thorough understanding which left me at ease with a clear mind. If you’re still considering the Farm Bureau Select IV New Money 4. With our proprietary Annuity Software we can: Back-test the annuity against 50 years of previous stock market history. At year-end, United Heritage Life Insurance held nearly $627 million in assets and nearly $71 million in capital and surplus. Beware of these annuity websites. With more than 58% of United Heritage’s overall. com team members will personally. Guaranteed lifetime income in retirement. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity. What's the biggest question that you have about annuities? *. The Annuity Gator’s End Take on the American National Strategy Indexed PLUS 7 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a. So, at that time (fall 2021), there is no track record on which to base its performance. The Annuity Gator’s End Take on the New York Life Annuity: Guaranteed Lifetime Income Where this annuity works best: Although an immediate annuity may not be the ideal solution for everyone’s needs, this product could be a good option for you if you are seeking the following key benefits:My name is Kyle Morgan. 0 out of 5. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. 0 Annuity Where this annuity works best: This annuity could be a viable option for you, provided that you: Are seeking the opportunity for higher return; Have a high tolerance for risk; Want the ability to boost your lifetime income in retirement The Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those who are looking for the opportunity to attain market-related growth. TIP: Only one kind of annuity invests in mutual funds: the variable annuity. How EMC National Life Describes the Single Premium Annuity. My name is Matthew Taub. Best (as of June 2018) and an A- (Strong) from Standard & Poor’s. Annuities can be complex. Independent Review of the Voya Life Guarantee Choice Fixed Deferred Annuity . I specialize in helping my clients financially prepare for retirement with the proper use of annuities. We met several times by phone and Zoom meetings, and he walked. At Annuity Gator, we don’t think you should have to stay in a product that is no longer fitting your needs. Learn More About Me. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. For instance, if you withdraw more than 10% of the annuity’s contract value within the first full nine years, you will incur a withdrawal fee. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. For instance, this annuity can provide you with a personal pension-like income. At Annuity Gator, we specialize in helping people understand annuities and how these financial vehicles can help to supplement retirement income. The Annuity Gator’s End Take on the New York Life Premier Variable Annuity ll Where the annuity works best: As a variable annuity, the Premier Variable Annuity ll from New York Life could be a viable option for those who: Want the opportunity for high, market-related returns Are seeking a lifetime incomeAXA describes the Structured Capital Strategies Plus annuity as a tax-deferred financial product that provides the opportunity for upside potential, as well as downside protection. Independent & Objective Reviews on Annuity InvestmentsAnnuity Gator | 88 followers on LinkedIn. (Although up to $35 can be waived with net premiums paid or a policy value of $50,000 or more – and up to $50 can be waived if your policy value is $250,000 or more). I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. There are some other key features to consider with the. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. If you don’t have access to a 401 (k), you can still build wealth like a millionaire if you utilize best financial practices. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. The Annuity Gator’s End Take on the Nationwide INCOME Promise Select Annuity Even though an immediate annuity isn’t the right option for everyone, there are some scenarios where it could fit in quite nicely. What's the biggest question that you have about annuities? *. The Annuity Gator’s End Take on the Global Atlantic ForeIncome 1 Fixed Index Annuity Where it works best: The bottom line on the Global Atlantic ForeIncome Option 1 fixed indexed annuity is that this annuity may work the best for people who are looking for the following features:If you have $500,000 invested in an annuity, for example, then a 10 percent surrender charge would set you back by $50,000. Retirement annuities (or RA’s) are a type of fund in terms of the Pension Funds Act in that they are tax-advantaged investment vehicles designed for individual investors (versus employees who are participants in a workplace retirement fund). In the case of the LiveWell 10-Year Fixed Index Annuity from Sammons, you will find that if you choose to add the optional guaranteed lifetime withdrawal benefit, there is an additional fee involved. The Annuity Gator’s End Take on the Athene Ascent Accumulator 10 Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the stock market; The opportunity for index-linked growth, as versus just a set (low) rate of returnThe Annuity Gator’s End Take on the EquiTrust Certainty Select Multi-Year Guarantee Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. Here, we strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. This is particularly the case with indexed annuity products like the Allianz 222, as they tend to have a lot of “moving parts”. 0 is a 6-year annuity that offers investors several different time periods to choose from in terms of generating potential return and protection. My name is Brian Greco. This seemingly endless stream of annuity “fine print” can often times lead to the complaints that are received about annuities – because customers will. The Annuity Gator’s End Take on the Great American Index Summit 6 Annuity Where it works the best: If you want the opportunity for a higher return than a regular fixed annuity; If you have a higher risk tolerance; If you plan to use the guaranteed income feature; Where it works the worst: If you want principal protection for all funds in the. 5%. If you want to learn modern approaches to protect and grow your retirement savings and ensure that you never outlive your money — you have come to the right place!”. We offer this testing for free at Annuity Gator. The Annuity Gator’s End Take on the New York Life Guaranteed Period Income Annuity ll Where this annuity works best: For those who need income for a set period of time (such as to ensure that income will continue after retiring, but before starting Social Security benefits)So, if you’d like to learn more, please feel free to contact us directly and schedule a time to chat with an Annuity Gator retirement income specialist. So, if you are still considering the. Annuity Basics. The Annuity Gator’s End Take on the American Classic Annuity from American Life Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income Safety of principal Slow and steady tax-deferred growth An interest rate guarantee for a set period of timeLearn More About Me. 1 Sep 25, 2022 Date of experience: September 22, 2022 Joan Lunebach 4 US Apr 12, 2023 Verified Pleasant and super efficient . My name is Robert ”Bob” Gardner. Once the rate guarantee period has elapsed, the annuity owner will usually have the option to re-invest for another pre-determined period of time (at a new rate of interest). Learn More About Me. The minimum fee for this feature is . hondo55 . I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. The money in this annuity – as with other types of deferred annuities – grows on a tax-deferred basis. This annuity offers a unique advantage – particularly if the Income Aspect Income Rider is added, which can offer the power of a 10 percent simple interest crediting rate. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. My name is Robert ”Bob” Gardner. 0 if you: Own, or plan to purchase, an associated Prudential Premier variable annuity; Are looking for a way to attain guaranteed income for your life, no matter how long that may be;American Equity Investment Life Insurance Company, the parent company of Eagle Life Insurance Company, has a strong financial footing, with more than $53 billion in assets. Penn Mutual Insurance Company describes the Premier annuity as a type of retirement plan that includes the following benefits: Strong retirement savings growth potential. Guaranteed income throughout retirement. Despite the current volatility in the. Your personal info might be collected and sold to a random insurance. This company is known for its strong balance sheet, as well as good, solid capitalization levels and significant earnings base. We have compiled the current annuity rates from top-rated insurance carriers that provide income now, income later, or are designed to securely grow your. The Annuity Gator’s End Take on the Western United Life Navigator Elite MVA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. So, if you would like more details, feel free to set up a time to chat with an Annuity Gator retirement income expert. According to EMC National Life’s website, the Single Premium Immediate Annuity (SPIA) is designed to provide a guaranteed, steady income immediately after purchase. Where it works best: A place to grow money tax deferred for someone already taking advantage of the maximum IRA and 401(k) amounts. This is because the contract will provide the. In this case, while longer terms will typically offer higher rates of return, shorter terms can help with managing market fluctuations better. If you have been seeking more information about annuities online, you have. The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. 20% for a single Life or 2. Despite the current volatility in the. The Annuity Gator’s End Take on the Guggenheim Highlander Fixed Indexed Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guarantee The Annuity Gator’s End Take on the MassMutual RetireEase Immediate Fixed Income Annuity Where it works the best: While immediate annuities are definitely not the ideal solution for everyone’s needs, this product could fare well for you if you are seeking: The traditional way to get an income from a stock and bond portfolio is to make automatic withdrawals. I help clients all over the country find ways to generate more retirement income and see how to securely grow and protect their money during these turbulent times. For additional flexibility, this product also offers three different crediting methods, four index options, and a fixed. This charge starts out at 7% in Year 1, and it gradually grades down to 1% in Year 7, until it eventually reaches 0% in Year 8 and beyond. For instance, this annuity has ten years of back-end surrender charges. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. These contributions are tax-deductible and they grow tax-deferred. Annuity Gator has 5 stars! Check out what 358 people have written so far, and share your own experience. Terry Heys President, CEO of Annuity Gator. 70% for joint life (both you and your spouse. A check was sent promptly and just as promptly, cancelled, due to “ wrong amount sent”. Despite the current volatility in the. Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime incomeIndexed annuities are a special type of insurance and income-producing financial vehicle. Jackson National Life Insurance Company has been in operation since 1961. The Annuity Gator’s End Take on the Jackson National Perspective L Series Variable Annuity Where it works best: When considering the Jackson National Perspective L Series annuity, it can typically work best when an investor wants to be invested for market growth – and wants the ability to diversify – and still wants the opportunity for. Have an annuity question? Your information is 100% confidential and your email will never be spammed! Just a friendly response to answer your questions and help point you in the right direction. On the company’s website, the Security Benefit Secure Income Annuity is defined as a flexible premium deferred fixed indexed annuity that is available to individuals up to age 80. My name is Donna Lee. My name is Matthew Taub. The Annuity Gator’s Take on the American Equity Foundation Gold Annuity Where it works best:At Annuity Gator, we make up a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. The table below shows how the performance of the S&P 500 index affects the interest that is credited to the value in the index account. This is applied as a percentage of the daily net assets of the variable sub-accounts. 85% and 0. 4 Comments . Use the form on our website and one of the AnnuityGator. The Annuity Gator’s End Take on the Eagle Life Select 10 Fixed Indexed Annuity Where it works the best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth as versus a regular fixed annuity; Safety of principal; Guaranteed lifetime income We also created an online annuity quiz that over 10,000 people have taken. After researching a 60 and 115% fund index rates I noticed that after the initial period of 12 to 24. We are a team of annuity and retirement income experts, and we can help you to compare your options and narrow down which – if any – annuity is right for you. The Annuity Gator’s End Take on the Transamerica Vanguard Variable Annuity Where this annuity works the best: For those who are looking for market-related growth; For those who are seeking lifetime income; For those who are seeking a way to diversify their assets; Where this annuity works the worst: For those who have a low-risk toleranceAnnuity Gator. We look forward to helping you create your retirement savings and income strategy. All of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits. ) By paying this fee, your money will grow or step-up in a separate account. Despite the current volatility in the. The Protective Smart Saver 4 annuity is described as a limited flexible premium deferred fixed annuity.