850 Good - Excellent If you like to eat out or order in, Chase Sapphire Preferred® is a great pick with tons of meal-related and travel perks for you to enjoy. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. While the Chase Sapphire Reserve card has a fee that is significantly higher than the Amex Gold card at $550 compared to $250, it also comes with more usable benefits including worldwide lounge access and the $300 travel statement credit which more than make up for the annual fee difference. The Chase Sapphire Preferred is a well-rounded rewards card, primarily designed for the average traveler. Although you don’t get lounge access, you can enjoy these travel benefits: 25% redemption bonus when booking travel through Chase. Using the Chase Travel Portal. Chase Sapphire Preferred vs. Pros Valuable food-related bonus categories Welcome offer is worth $750. Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus. Chase Sapphire Preferred gives you a great deal early on, offering 60,000 bonus points – worth $750 in travel redeemed through Chase – for spending $4,000 within 3 months of account opening. Maria Adams, Credit Cards Moderator. But the Chase Sapphire Preferred® Card has a lower annual fee ($95) than its competitors and plenty of lucrative rewards. That means if you were to enroll on the very last day of this promotion, you would receive DashPass benefits through the end of 2025. Based on TPG's valuations, this equals a 4% return on spending. Dream bigger with the Disney Premier Visa Card from Chase. Annual fee: The Chase Sapphire Preferred® Card charges a $95 annual fee. Plus, its 5X points on travel purchased through the Chase portal, 3X points on. Neither card offers an. Shop Peloton Bikes, Tread, Guide, or Row. To see how Chase Ultimate Rewards stack up against the competition, we researched each program's transfer partners. Through March 2025, the Chase Sapphire Reserve offers 10x points on Lyft rides — a great return on spending — while the Sapphire Preferred Card offers 5x points. That's $750 when you redeem. When you redeem Chase Ultimate Reward points for travel, they will be worth 25% more than if you. The competitors would be Amex Plat and C1 VX. The Priority offers 7,500 bonus points each cardmember anniversary year, a $75 annual Southwest. To file a claim over the phone, start by calling 888-320-9961. Chase Sapphire Reserve ® Eligible charities through December 31, 2023: 1. Rewards Rate. Daily Newsletter. Chase Sapphire Reserve: 60,000 bonus points for spending $4,000 in the first. All you have to do after logging into your account is go to the main menu on your. Chase briefly offered a sign-up bonus of 100,000 points in June. Rewards Program Agreement. While the Chase Sapphire Reserve costs $550 annually, it’s fairly easy to get $300 of that back with everyday travel purchases throughout the year. Ink Business Preferred Credit Card: Best for small business owners. 49% to 28. Credit Cards. Maintain $5,000 average daily balance in all Chase accounts and linked investment accounts. 3. All three cards require applicants to meet high income and/or spending standards for approval. 25 cents per point, making them slightly less valuable when redeeming via the Chase Portal. CarlosACJ • 5 mo. Chase Sapphire Preferred: Earn 5 points per dollar on Peloton equipment and accessory. The Chase Sapphire Preferred Card weighs 13 grams and is made out of a proprietary mix of metal. By using that promotion along with my Chase Sapphire Preferred $15 per quarter statement credit and the Rakuten cash-back portal, my total order would up being closer to $10. For a reasonable annual fee, the Chase Sapphire Preferred® Card earns bonus rewards (up to 5X) on travel, dining, select streaming services, and select online grocery purchases. 5, while Sapphire Preferred's earning rate is 5. Best at Chase: Chase Premier Plus Checking℠. The Chase Sapphire Reserve® has a welcome offer of 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS. The Differences Between the Amex Gold Card vs Chase Sapphire Preferred. Chase Sapphire Preferred Card: Earn 60,000 bonus points after you spend. 0125. Last month, Doctor of Credit flagged a notice buried in cardholder's statements indicating the bank's. The Chase Sapphire Preferred Card is a fantastic option for diving deeper into travel rewards. Welcome offer. Based on TPG's valuations, that's worth $1,200. 60,000 Ultimate. The Chase Sapphire Reserve has the broadest Priority Pass membership, allowing you to visit Priority Pass-affiliated restaurants, spas and suites — which most other cards don't permit. In addition to the card benefits, the Sapphire Reserve is an excellent card for earning and redeeming rewards. The Chase Sapphire Preferred® Card welcomes new cardholders with bonus Ultimate Rewards points after spending a moderate amount in the first three months. Although JPMorgan Chase and Bank of America are the 2 largest banks in the U. No-annual-fee competitors also typically have lower rewards rates than the Preferred card and no yearly. Best for Trip. Points are worth. 5 cents each toward travel bookings, while the Chase Sapphire Preferred and Ink Business Preferred Credit Card fetch 1. Best at Bank of America: Bank of America Preferred Rewards. At a minimum, you could turn 100,000 points into $1,000 in cash-back, or $1,250 in travel purchases thanks to the 25% bonus through the Chase travel portal. 10% point bonus each year. 49% - 28. Chase Sapphire Preferred: Best for luggage insurance, ($3,000 in coverage). There's no question that the Amex Gold card comes with a number of benefits and bonus-earning categories that can offset the annual fee. 1-3. The Chase Freedom Unlimited offers cardholders an opportunity to earn unlimited matched cash back at the end of your first year. Using this card, you can earn 5X points on travel purchased through Chase Ultimate Rewards®; 3X points on dining, select streaming services, and eligible online grocery purchases; 2X points on all other travel purchases,. In the fall of 2020, Chase launched an 80,000-point bonus on the card for several months – at the time, its biggest welcome offer ever. The Chase Sapphire Preferred® Card is a great travel rewards credit card that offers valuable benefits and rewards. Winner: Chase Sapphire Reserve. That's $750 when you redeem. Meanwhile, the Chase Sapphire Preferred can redeem points at a rate of 1. Hopefully, this list gives you an idea of some competing credit cards that could better suit your travel needs. 49%. S. Shelle Santana discusses how protagonists Pam Codispoti and Eileen Serra shifted their focus to retaining customers. There is a limited-time increased welcome offer available on the Chase Sapphire Preferred® Card, offering up to 90,000 points after spending $6,000 in the first six months of card membership. In this article, we pit the Chase Sapphire Reserve® vs. This annual benefit. The Premier slightly outperforms the Preferred on everyday spending categories, with 3x Citi ThankYou Points per dollar at supermarkets, gas stations and restaurants, and hotels. The card carries a $95 annual fee. Chase Sapphire Preferred had a metal core sandwiched between two pieces of plastic, While a standard plastic card generally cost $1 to produce, this card cost the team felt that the satisfying thunk" it made as a consumed put it down for payment was an important quality signal Remarked Walker, "When I look at my P&L, that's a pretty big cost of. And the best-known of those competitors is the venerable Chase Sapphire Preferred® Card. Both are solid choices, but the Chase Sapphire Preferred boasts higher point values and travel. Chase Sapphire Preferred benefits, from primary rental car insurance to $10 worth of free stuff each month, can get you a value that exceeds the card's annual fee. As a college student who just started out last January, the chase sapphire preferred goes so hard because I am mainly focusing on chase cards (currently at 3 personal 3 business), so all my points just funnel into Hyatt. Chase Sapphire Preferred has a bonus offer that provides new cardholders with 60,000 points after $4,000 spent within the first 3 months — a great deal. . Competitors. The Chase Sapphire Preferred® Card’s current welcome bonus is 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. The Capital One Venture Rewards Credit Card is the winner over the Chase Sapphire Preferred® Card . There is a 0% introductory APR. You can book some of the fanciest Park Hyatt properties in the entire portfolio,. In turn, its 60,000-point bonus is worth $750 in travel. All its competitors took note and eventually the rewards and benefits of other cards had to match that of the Sapphire Reserve. Although a credit score of 700 or above is typical for successful applicants, even college students with limited credit history and. Each account anniversary, cardmembers will receive bonus points equaling 10% of total purchases that year. The Chase Sapphire Preferred earns 2x points on travel purchases. com or ESPNPlus. card_name: 66,200 Amex Membership Rewards points. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®The Chase Sapphire Preferred® Card is the winner over Chase Freedom Flex℠. [ jump to details ] Arguably one of the most valuable travel credit cards thanks to a combination of ancillary benefits, the Chase Sapphire Preferred® Card. The Sapphire Reserve has a higher annual fee of $550 compared to the Preferred's $95. With the Chase Sapphire Reserve, you would earn 131,000 Chase Ultimate Rewards points per year—24,000 points on regular purchases, 60,000 points on airfare, 18,000 points on dining, 9,000 points. The Chase Sapphire Preferred is an excellent travel rewards card, but it’s got plenty of competition if you’re looking for something cheaper or better. Dream bigger with the Disney Premier Visa Card from Chase. $50 Annual Ultimate Rewards Hotel Credit:. At an absolute minimum, 60K Ultimate Rewards points can be redeemed for $750 worth of travel through the Chase Travel Portal. Sapphire Preferred’s closest competitor—and our pick for the Best Travel Card—is the Capital One Venture Rewards Credit Card. To get you started, new cardmembers can earn 60,000 bonus points after spending. In exchange, cardholders get airport lounge access, an annual $300 travel credit and higher earning rates on dining and travel purchases: Up to 10X points on Chase Dining purchases and hotels and rental cars booked through Chase. How much value you get from your Chase Ultimate Rewards points will depend on how you redeem them. Free Subscription and Statement Credit to Instacart+ [$110] Chase Sapphire Preferred cardholders get a free 6-month membership to Instacart+, which offers free delivery on orders over $35, a 5% credit back on eligible pickup orders, and lowers the service fee from 5% to just 1. Which cards are better than the Chase Sapphire Reserve now that the annual. In my opinion this is the most well. The Chase Sapphire Preferred Card has a cash advance rate of $10 or 5% of the transaction amount, plus a balance transfer fee of $5 or 5% of the transfer amount, whichever is greater. Work out your way — from HIIT rides to walks and hikes to strength training, and more: Get 5x total points on Peloton equipment and accessory purchases over $150 with a max earn of 25,000 points. 40,000 bonus points after spending $3,000 in first 3 months. Sapphire Reserve: Rewards and bonuses. A. It's official: Chase is in the airport lounge business. Chase Sapphire Preferred Card: Best for beginners. U. Best card for someone who wants a big sign-up bonus: Chase Sapphire Preferred. As a matter of fact, they can be. For savings. How to upgrade from Chase Sapphire Preferred to Reserve. com or ESPNPlus. Chase’s Competitors Respond. 2. Southwest® Rapid Rewards® Performance Business Credit Card. Earning Rewards. It’s hard to argue against the Chase Sapphire Preferred® Card as the best travel rewards card for anyone taking their first peek behind the travel rewards. The Chase Sapphire Reserve® is one of the most well-known premium credit cards on the market. The insurance benefits with the Venture X are better than those of the CSP. The bottom line. Chase Sapphire Preferred is one of the best travel credit cards on the market, and it offers big value upfront with an initial bonus of 60,000 points for spending $4,000 in the first 3 months. Sure, it’s an entire point “per” lower, but it’s a $95 annual fee card versus a $250 annual fee card. Both come with manageable annual fees for beginners and experts, at $95 per year. The Chase Sapphire Reserve and the Chase Sapphire Preferred Card. Earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from. Those points are worth a minimum of $1,000 cash back or $1,250 towards travel and other categories, but they can be worth much more as shown below. If you like to travel, the Chase Sapphire Preferred is probably the best overall. The Chase Sapphire Preferred® Card and Chase Sapphire Reserve® are two of Chase’s top credit cards. Beginning in April 2022, cardholders will get $5 of DoorDash credit every month. And remember, the card's 60,000-point bonus is worth $1,200 in travel, per TPG valuations. Other reasons why Chase Sapphire Preferred wins include the fact that it. That’s worth up to $1,000 in travel. If Sapphire Reserve is the gold medalist, then the Chase Sapphire Preferred® Card deserves a close silver in the travel rewards card competition. For example, if you have 10,000 points on your Chase Freedom Flex, 30,000 points on your Ink Business Cash and 60,000 points on your Chase Sapphire Preferred, you can pool all your points onto. These cards are cheaper than “premium” cards with annual fees in the $500-$700 range, but $95 is still a. Credit Cards. 31, 2024, or for a minimum of 12 months, depending on your activation date. 25 cents. Among the other benefits coming into play as of August 16, 2021, the card will now offer a $50 annual credit on hotel stays purchased through Ultimate Rewards. Frequent travelers will also get a lot of value out of Chase Sapphire Reserve because it comes with a $300 annual travel credit. And t hat's where the Chase Sapphire. 1-2. The Chase Sapphire Preferred charges a variable APR of 21. With the Chase Sapphire Preferred, you’ll earn at least 2 points for every dollar you spend on travel, 3 points on dining, select streaming services and select online grocery purchases, 60,000. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. They did it again in the spring of 2021, bringing back an 80,000-point offer on the Preferred Card. The Chase cards have different annual fees depending on which tier you get: Preferred is $95 a year, while Reserve is $550, of which $300 is automatically applied as statement credits on travel. Remember that points with the Chase Sapphire Reserve® can be worth 1. Opt for pick-up. . With a $95 annual fee, it ranks as one of the best credit cards with annual fees under $100 and one of the top travel rewards cards for beginners. Activate by July 31, 2024. Annual Fee: $95. To compare two very different welcome bonuses, we considered the relative return on investment of each. Both are solid choices, but the Chase Sapphire Preferred boasts higher point values and travel. Chase is offering 60,000 bonus points for new cardmembers who spend $4,000 on purchases in the first three months from account opening. Which cards are better than the Chase Sapphire Reserve now that the annual fee and perks have changed? Here are some other alternatives to. Chase Sapphire Reserve vs. The Chase Sapphire Preferred offers one of the best sign-up bonuses available right now. Chase Sapphire Preferred® credit card. Why We Like It: The Chase Sapphire Preferred® Card is one of the best metal credit cards for bonus travel rewards. A “good” FICO Score ranges from 670 to 739, a “very good” score is 740 to 799 and an. Even though stays have to be booked through the Ultimate Rewards travel portal, the portal itself is super easy to use. 31, 2024, or for a minimum of 12 months, depending on your activation date. It provides many opportunities to redeem points for valuable rewards that go far beyond those that simpler, fixed-value cards can provide. 5 cents per point with the Sapphire. Earning Rewards With both cards, you. Earn 5% cash back on first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. 49%. The Chase Sapphire Preferred® Card has become a household name in the travel rewards world – and there’s good reason for that. Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s experts. When you pay for travel with the Sapphire Preferred, you'll earn 2 points for every dollar spent, even on expenses such as tolls and monthly parking. 49%, and the Reserve starts at 22. One of the biggest differences between the two Sapphire cards off the bat is the annual fee. At first glance, the Chase Sapphire Preferred’s 60,000 points seems lower than the Venture Card’s 75,000 miles. 99% variable (see rates and fees ). Chase Sapphire Reserve®. As NerdWallet explained: “I have the Chase Sapphire Preferred, and virtually nothing gives me more pleasure when I pay and the cashier notices how gorgeous that card is. The Chase Sapphire Preferred® Card is frequently considered the best first travel credit card, thanks to its generous rewards and reasonable $95 annual fee. The Preferred card also gives you 60,000 Ultimate Rewards points after you spend $4,000 in purchases within the first three months. Sign-up bonus: 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening; that's $750 when redeemed for travel through Chase Ultimate Rewards®. 25 cents each within the Chase Ultimate Rewards® portal. AmEx points can give outsized value too, but only when. That noted, there are plenty of. Offering an excellent return on travel and dining purchases, the card packs a ton of value that easily offsets its $95 annual fee. Rewards: Earn 1. While competitors exist, the Sapphire Preferred is the clear winner by having the best transfer partners, insurance, and eco-system for generating points. Welcome Bonus. As a premium (read: annual fee-charging) travel card, Chase Sapphire Preferred has two advantages over the Chase Freedom in this respect: a 25% redemption bonus when you redeem your rewards for. It's not the only fee you need to worry about with the Chase Sapphire Reserve® Card, either. Chase Sapphire Reserve has a higher annual fee than the Chase Sapphire Preferred card but boasts premium travel perks, making it an ideal card for frequent travelers. Best for Trip. Annual fee: The Chase Sapphire Preferred® Card charges a $95 annual fee. 023 base) The Chase Sapphire Preferred Card is one of the gold standards for earning travel rewards. The Chase Sapphire Reserve’s annual fee is slightly lower at $550. The Chase Sapphire Reserve® has a welcome offer of 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. It offers strong value to consumers looking for a hefty welcome offer, flexible rewards and generous. Intro APR: None. A lower annual fee (and no charge for authorized users) The Capital One Venture X Rewards Credit Card's annual fee is $395, significantly lower than the Chase Sapphire Reserve®'s $550. . C1 VX gets you lounge access, free AU and a 2X earn for $395, $300 back in portal travel credit and 10k points after the first year. Citi® Double Cash Card: Best for flat-rate cash back. Epicor. With Chase Sapphire Preferred, you receive 60,000 bonus points but must spend a minimum of $4,000 in purchases within your first three months of having the card. And as further proof of the fact that the Chase Sapphire Preferred® Card isn’t an entry-level model is the fact that a full 10% of users obtained a credit limit over $20,000. † Pricing & Terms. You can redeem both Membership Rewards and Ultimate Rewards for cash back plus a variety of. With the Chase Sapphire Preferred, you can earn 60,000 points after spending $4,000 in the first 3 months. You should avoid using your hotel credit at brands where you hold status. com, Hulu. Microsoft Dynamics 365 Business Central: Best overall alternative to SAP. New cardholders of the Chase Sapphire Preferred can earn 60,000 points after spending $4,000 on purchases in the first three months of account opening. Dollar Equivalent: $1,380 (60,000 Chase Ultimate Rewards Points * 0. 5% cash back on every purchase and 5% cash back on hotels and rental. With the Chase Sapphire Preferred® Card and the Ink Business Preferred® Credit Card, each point is worth 1. Rating. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. 1-1. 49% to 29. For the rest of us, the heaviest cards in this review are the Luxury Card trio (22g). Chase Sapphire Reserve® is the winner over the Citi Prestige® Card . 25 cents per point in value. Both cards also offer $10 per. Additionally, it offers flexible point redemption options, no foreign. Chase Sapphire Reserve®. Blue Cash Preferred® Card from American Express: Best for Entertaining at home. THE POINTS GUY Let's start with a side-by-side comparison of the. The card earns 1. Sapphire is our premier credit card for travel and dining. Let's look at how these two cards stack up in a head-to-head comparison. “I have three cards from Chase: Freedom, Amazon, Southwest, with a total. Both. The Chase Sapphire Preferred® Card isn’t a credit card for everyone — you’ll need to have good to excellent credit to have a chance at getting approved. The Sapphire Preferred does have an up to a $50 credit for hotel stays booked through the Chase Ultimate Rewards portal. 3X points with Reserve plus a $300 annual travel credit and 2X points with. It will automatically apply to a broad range of travel purchases. The Citi Premier® Card is also a midlevel travel card with a $95 annual fee. Chase Sapphire Preferred 2023: Sapphire Shines a Bit Brighter. Annual $50 hotel credit. And the best-known of those competitors is the venerable Chase Sapphire Preferred® Card. The Chase Sapphire Preferred is a top-tier credit card for frequent flyers, offering valuable rewards, flexible redemption options, and travel perks. The Amex Platinum Card offers a much longer list of benefits and perks than the Chase Sapphire Preferred. Both cards also offer roadside assistance, but the Chase Sapphire. QT9: Best for life science companies. 25 cents apiece, which means that these remaining points are worth more than $1,000 toward travel. Deciding between two rewards credit cards often is just a matter of comparing the rewards you'll. Based on the hypothetical annual spending above, here’s the verdict: card_name: 51,300 Chase Ultimate Rewards points per year. New Chase Sapphire Preferred® Card cardholders can earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account. 1:1 point transfers to Chase travel partners including major airlines and hotels. The Chase Sapphire Preferred offers a slightly lower welcome bonus than the Sapphire Reserve, at 60,000 bonus points after spending $4,000 within the first three months of account opening. Variable APR: 22. You won't have Priority Pass lounge access any longer, but you'll still be. 25 cents each if you have a Chase Sapphire Preferred® Card or 1. Interest. If you’re focused on earning and redeeming rewards for travel, and you’d like to save on the costs of an annual fee, we think the Chase Sapphire Preferred® Card. Best cards for earning Chase Ultimate Rewards. In addition to lounge access, some of the top benefits for the Sapphire Reserve include: $300 annual travel credit. So, $95 - $50 -. The Chase Sapphire Preferred also starts you off with 60,000 bonus points worth $750 in travel booked through Chase Ultimate Rewards after spending $4,000 on purchases within three months of. locations and for a statement credit toward. So, if you have 100,000 points, they are worth $1,250 when redeemed. Approval Factors for Chase Sapphire Preferred. The Chase Sapphire Preferred is best for award travel beginners who want an introduction into the world of points and miles. For starters, the Sapphire Reserve still has an edge over Amex regarding the $300 annual travel credit. It offers bonus rewards for travel and dining, with options for redeeming points at an outsized value. Sapphire Reserve: Reserve Dethroned. The new version of the lounge has snazzy. Among the top cards in this category are the Chase Sapphire Preferred Card and the Capital One Venture Rewards Credit Card. Chase Sapphire Preferred® Card. It also has CDs with low minimum opening deposits. Chase Sapphire Reserve. Unfortunately, the card issuer doesn't offer a promotional APR for purchases or balance. The. Both cards have a variable APR between 18. Simply put, the benefits of the Chase Sapphire Preferred are worth the $95 annual fee. Balance transfer fee. The nearly 12,000-square-foot lounge is a redesign and rebrand of the Club Lounge that existed in the space pre-COVID. You can earn 100,000 Chase Ultimate Rewards points for opening a Chase Sapphire Preferred Card and spending $4,000 in 3 months. The Chase Sapphire Preferred Card earns 2x points instead of 3x points on travel when compared to the Chase Sapphire. If you were to downgrade the Chase Sapphire Preferred in Jan 2019 to a Chase Freedom card and apply for the Chase Sapphire Reserve, you would not qualify for the bonus due to the 48. Chase Sapphire Preferred Chase Sapphire Reserve; Annual fee: $95: $550: Earning rates: 5 points per dollar on travel purchased through the Ultimate Rewards portal. Best at Chase for travelers: Chase Sapphire℠ Banking. The best Visa Signature card can be a matter of opinion. The card offers a decent rewards rate on every purchase you make, though it also charges a modest annual fee. Most Prestigious Credit Cards in 2023 Chase Sapphire Preferred® Card. 5 cents each if you have a Chase Sapphire. Bankrate Score. Chase has plans for a Chase Sapphire Lounge by The Club in nine locations ; facilities in Austin (a 'terrace,' not a lounge), Boston and Hong Kong are now. Work out your way — from HIIT rides to walks and hikes to strength training, and more:. Chase. Both cards also offer roadside assistance, but the Chase Sapphire Preferred card charges $69. Chase Freedom Flex℠*: Best for flexible. 5 cents per point through the travel portal while the Chase Sapphire Preferred and Chase Ink Business Preferred cards each get 1. Its initial bonus is 60,000 points. The Chase Sapphire Preferred offers a slightly lower welcome bonus than the Sapphire Reserve, at 60,000 bonus points after spending $4,000 within the first three months of account opening. Most Prestigious Credit. But this offer. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives. Those bonus points are worth up to $750 in travel through Chase, which can cover the cost of the card’s membership fees for years. This is thanks to a 25 percent points boost for. The caps are higher with the benefits from Visa Infinite. Each point in your Chase Sapphire Preferred® Card account or Ink Business Preferred® Credit Card account is worth 25% more when used this way. Deciding between two rewards. These include 5x miles on travel purchased through the Chase Ultimate. It offers numerous benefits that can easily justify its $95 annual fee. Chase Freedom Flex: Best for earning 5% cash back (or 5 points per dollar) up to a quarterly maximum;. Yes, the Citi Prestige is a Mastercard, which means it is widely accepted at many retailers. If you have the Chase Sapphire Preferred® Card, your points are worth 1. Chase Sapphire Preferred Card. First, the Sapphire Preferred is currently offering one of the best sign-up bonuses in the industry, giving new cardholders the opportunity to earn 60,000 bonus Ultimate Rewards points. The Chase Sapphire Reserve has the broadest Priority Pass membership, allowing you to visit Priority Pass-affiliated restaurants, spas and suites — which most other cards don't permit. Best for online grocery shopping: Chase Sapphire Preferred. Just make sure you activate your subscription by December 31, 2024. The Chase Sapphire Preferred® Card also comes with a decent amount of perks and partner benefits, and it’s not hard to justify paying the $95 annual fee: Up to $50 in annual hotel credits for bookings through the Chase Ultimate Rewards® portal. In this area, the Chase Freedom Unlimited shines. 25 cents per point, while the Chase Sapphire Preferred has a much inferior 1 cent per point redemption. The Chase Sapphire Preferred has better point transfer capabilities that could push the value you could get from the bonus ahead of the Citi Premier’s offer -- particularly if you redeem for. Best credit cards for groceries. Use your $50 annual hotel credit through Chase Ultimate Rewards. With its striking metal design and a reputation for offering some of the most generous travel perks in the industry, it’s no wonder that this card has captured the attention of travelers and points enthusiasts alike. Both cards also offer $10 per. The Sapphire Reserve's most natural competitors are another card earning the same points but with a lower annual fee and two other premium travel credit cards. The Ultimate Rewards program is a favorite across the board thanks to just how many ways there are to redeem points, including for travel, statement credits, and by transferring to airline and hotel partners. 5 points if you have an Ultimate Rewards-earning credit card like the Ink Business Preferred Credit Card or Chase Sapphire Preferred Card. Frequent travelers will also get a lot of value out of Chase Sapphire Reserve because it comes with a $300 annual travel credit and. The bottom line. It has an annual fee of $550, but includes an annual up to $300 travel credit to help essentially cover some of the cost. 5. Sapphire Preferred vs. With great travel perks like lounge access and big-time travel credits, it’s no wonder the card is so popular. The initial sales of chase sapphire reached the sales target, but the net revenue of the company dipped after completion of 1 st year. When applying for the Chase Sapphire Preferred credit card, you’ll need good to excellent credit. Both the Sapphire Reserve and Amex Platinum have a high annual fees: $550 and $695 respectively (see rates and fees). The Chase Sapphire Preferred's 60,000-point bonus can be worth up to. Both the Venture and Sapphire Preferred have a $95 annual fee, so this is a clear tie. 31, 2025. You can redeem your Ultimate Rewards point totals for travel-related purchases.